Peoplecare 私保 Extras 产品
Peoplecare Health Insurance 在政府数据里登记的 68 款在售产品（4 款单独 Extras、64 款住院 + Extras），以及 119 款已停售的老产品。
政府数据日期：2026年10月1日
Peoplecare 在售产品的常见等待期
- 一般牙科
- 2 个月
- 大型牙科
- 12 个月
- 眼镜和隐形眼镜
- 6 个月
- 物理治疗
- 2 个月
- 心理咨询
- 2 个月
- 针灸
- 2 个月
单独 Extras（4 款）
只保 Extras（一般治疗）的产品。
| 产品 | 包含服务 | 购买 |
|---|---|---|
| High Extras | 26 项 | 可以单独买 |
| Mid Extras | 18 项 | 可以单独买 |
| Premium Extras | 26 项 | 可以单独买 |
| Simple Extras | 11 项 | 可以单独买 |
住院 + Extras（64 款）
住院险和 Extras 合在一个产品里，按住院等级分组。
Silver Plus 住院
Bronze Plus 住院
Basic Plus 住院
Basic 住院
已停售的产品（119 款）
不再接受新会员，已购买的会员可以继续使用。点产品名称查看保障内容。
- Basic Hospital $500 (Basic Plus) & Comprehensive Extras
- Basic Hospital $500 (Basic Plus) & Flex Essentials Extras
- Basic Hospital $500 (Basic Plus) & Flex Up Extras
- Basic Hospital $500 (Basic Plus) & High Extras
- Basic Hospital $500 (Basic Plus) & Mid Extras
- Basic Hospital $500 (Basic Plus) & Premium Extras
- Basic Hospital $500 (Basic Plus) & Simple Extras
- Basic Hospital $500 (Basic Plus) & Standard Extras
- Basic Hospital $500 (Basic Plus) & Value Extras
- Basic Plus Hospital $500 & Comprehensive Extras
- Basic Plus Hospital $500 & Standard Extras
- Basic Plus Hospital $500 & Value Extras
- Basic Plus Hospital $750 & Comprehensive Extras
- Basic Plus Hospital $750 & Standard Extras
- Basic Plus Hospital $750 & Value Extras
- Bronze Plus Hospital $500 & Comprehensive Extras
- Bronze Plus Hospital $500 & Standard Extras
- Bronze Plus Hospital $500 & Value Extras
- Bronze Plus Hospital $750 & Comprehensive Extras
- Bronze Plus Hospital $750 & Standard Extras
- Bronze Plus Hospital $750 & Value Extras
- Comprehensive Extras
- Flex Essentials Extras
- Flex Up Extras
- Gold Hospital $250 & Comprehensive Extras
- Gold Hospital $250 & Flex Essentials Extras
- Gold Hospital $250 & Flex Up Extras
- Gold Hospital $250 & High Extras
- Gold Hospital $250 & Mid Extras
- Gold Hospital $250 & Premium Extras
- Gold Hospital $250 & Simple Extras
- Gold Hospital $250 & Standard Extras
- Gold Hospital $250 & Value Extras
- Gold Hospital $500 & Comprehensive Extras
- Gold Hospital $500 & Flex Essentials Extras
- Gold Hospital $500 & Flex Up Extras
- Gold Hospital $500 & High Extras
- Gold Hospital $500 & Mid Extras
- Gold Hospital $500 & Premium Extras
- Gold Hospital $500 & Simple Extras
- Gold Hospital $500 & Standard Extras
- Gold Hospital $500 & Value Extras
- Gold Hospital $750 & Comprehensive Extras
- Gold Hospital $750 & Flex Essentials Extras
- Gold Hospital $750 & Flex Up Extras
- Gold Hospital $750 & High Extras
- Gold Hospital $750 & Mid Extras
- Gold Hospital $750 & Premium Extras
- Gold Hospital $750 & Simple Extras
- Gold Hospital $750 & Standard Extras
- Gold Hospital $750 & Value Extras
- Mid Hospital $500 (Basic Plus) & Comprehensive Extras
- Mid Hospital $500 (Basic Plus) & Flex Essentials Extras
- Mid Hospital $500 (Basic Plus) & Flex Up Extras
- Mid Hospital $500 (Basic Plus) & High Extras
- Mid Hospital $500 (Basic Plus) & Mid Extras
- Mid Hospital $500 (Basic Plus) & Premium Extras
- Mid Hospital $500 (Basic Plus) & Simple Extras
- Mid Hospital $500 (Basic Plus) & Standard Extras
- Mid Hospital $500 (Basic Plus) & Value Extras
- Premium Hospital $0 (Gold) & Comprehensive Extras
- Premium Hospital $0 (Gold) & Flex Essentials Extras
- Premium Hospital $0 (Gold) & Flex Up Extras
- Premium Hospital $0 (Gold) & High Extras
- Premium Hospital $0 (Gold) & Mid Extras
- Premium Hospital $0 (Gold) & Premium Extras
- Premium Hospital $0 (Gold) & Simple Extras
- Premium Hospital $0 (Gold) & Standard Extras
- Premium Hospital $0 (Gold) & Value Extras
- Premium Hospital $150 (Gold) & Comprehensive Extras
- Premium Hospital $150 (Gold) & Standard Extras
- Premium Hospital $150 (Gold) & Value Extras
- Premium Hospital $250 (Gold) & Comprehensive Extras
- Premium Hospital $250 (Gold) & Flex Essentials Extras
- Premium Hospital $250 (Gold) & Flex Up Extras
- Premium Hospital $250 (Gold) & High Extras
- Premium Hospital $250 (Gold) & Mid Extras
- Premium Hospital $250 (Gold) & Premium Extras
- Premium Hospital $250 (Gold) & Simple Extras
- Premium Hospital $250 (Gold) & Standard Extras
- Premium Hospital $250 (Gold) & Value Extras
- Premium Hospital $500 (Gold) & Comprehensive Extras
- Premium Hospital $500 (Gold) & Flex Essentials Extras
- Premium Hospital $500 (Gold) & Flex Up Extras
- Premium Hospital $500 (Gold) & High Extras
- Premium Hospital $500 (Gold) & Mid Extras
- Premium Hospital $500 (Gold) & Premium Extras
- Premium Hospital $500 (Gold) & Simple Extras
- Premium Hospital $500 (Gold) & Standard Extras
- Premium Hospital $500 (Gold) & Value Extras
- Premium Hospital $750 (Gold) & Comprehensive Extras
- Premium Hospital $750 (Gold) & Flex Essentials Extras
- Premium Hospital $750 (Gold) & Flex Up Extras
- Premium Hospital $750 (Gold) & High Extras
- Premium Hospital $750 (Gold) & Mid Extras
- Premium Hospital $750 (Gold) & Premium Extras
- Premium Hospital $750 (Gold) & Simple Extras
- Premium Hospital $750 (Gold) & Standard Extras
- Premium Hospital $750 (Gold) & Value Extras
- Silver Plus Essentials Hospital $500 & Comprehensive Extras
- Silver Plus Essentials Hospital $500 & Standard Extras
- Silver Plus Essentials Hospital $500 & Value Extras
- Silver Plus Essentials Hospital $750 & Comprehensive Extras
- Silver Plus Essentials Hospital $750 & Standard Extras
- Silver Plus Essentials Hospital $750 & Value Extras
- Silver Plus Grow Hospital $500 & Comprehensive Extras
- Silver Plus Grow Hospital $500 & Standard Extras
- Silver Plus Grow Hospital $500 & Value Extras
- Silver Plus Grow Hospital $750 & Comprehensive Extras
- Silver Plus Grow Hospital $750 & Standard Extras
- Silver Plus Grow Hospital $750 & Value Extras
- Silver Plus Hospital $500 & Comprehensive Extras
- Silver Plus Hospital $500 & Standard Extras
- Silver Plus Hospital $500 & Value Extras
- Silver Plus Hospital $750 & Comprehensive Extras
- Silver Plus Hospital $750 & Standard Extras
- Silver Plus Hospital $750 & Value Extras
- Standard Extras
- Value Extras
已经有 Extras？先把额度用好
告诉我们你的保险公司和产品名称，我们帮你看清能报哪些项目，并找能直接 HICAPS 刷卡、说中文的服务商。
常见问题
Peoplecare 有多少款 Extras 产品？
按 2026年10月1日 的政府数据，Peoplecare 有 68 款在售产品包含 Extras（4 款单独 Extras、64 款住院 + Extras），另有 119 款已停售。
Peoplecare 的牙科等待期多久？
Peoplecare 在售产品里，一般牙科最常见的等待期是 2 个月，大型牙科是 12 个月。具体以每个产品为准。
Peoplecare 的 Extras 可以单独买吗？
Peoplecare 在售的 4 款单独 Extras 里，有 4 款可以单独买，其余需要搭配住院险。