Basic Extras
nib 的單獨 Extras產品。下面是政府數據裏登記的保障內容：每項服務的等待期、每次賠付和年度額度。
包含的服務（4 項）
| 服務 | 等待期 | 每次最多賠 | 年度額度 |
|---|---|---|---|
| 一般牙科 | 2 個月 |
| 每年 $450 |
| 眼鏡和隱形眼鏡 | 6 個月 |
| 每年 $150 |
| 物理治療 | 2 個月 |
| 每年 $200與心理諮詢共用 |
| 心理諮詢 | 2 個月 |
| 每年 $200與物理治療共用 |
不包含的服務：大型牙科、根管治療、牙齒矯正、視軸矯正、助聽器、聽力檢查、脊骨神經科、整骨、運動生理（運動康復）、足科、矯形鞋墊、針灸、中草藥、理療按摩、營養師、言語治療、職能治療、非 PBS 處方藥、疫苗、血糖儀、產前產後、健康管理項目、居家護理
年度額度
同一組裏的項目共用一個額度。
一般牙科
每年 $450
眼鏡和隱形眼鏡
每年 $150
物理治療、心理諮詢
每年 $200
保險公司的補充說明（英文原文）
產品特點
Cover the basics with 100% back on select services up to your annual limit. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
其他服務
Psychology has $150 sublimit for Digital Cognitive Behavioural Therapy (CBT). For Preventative dental service limits apply.
特別說明
General dental is separated into two limits as follows: 1. annual limit of $200 per person for preventative dental services (capped at $400 per policy) entitling the member to 100% back up to $200 on eligible preventative dental services at First Choice providers. 2. annual limit of $250 per person for general dental services (capped at $500 per policy) entitling the member to 50% back up to $250 on eligible general dental services at First Choice providers. Please refer to fact sheet for further details.
常見問題
Basic Extras 洗牙能報多少？
Basic Extras 的等待期是多久？
Basic Extras 可以單獨買嗎？
已經有 Extras？先把額度用好
告訴我們你的保險公司和產品名稱，我們幫你看清能報哪些項目，並找能直接 HICAPS 刷卡、講中文的服務商。