RT Health 私保 Extras 產品
RT Health - a division of The Hospitals Contribution Fund 在政府數據裏登記的 39 款在售產品（9 款單獨 Extras、30 款住院 + Extras），以及 68 款已停售的舊產品。
政府數據日期：2026年10月1日
RT Health 在售產品的常見等待期
- 一般牙科
- 2 個月
- 大型牙科
- 12 個月
- 眼鏡和隱形眼鏡
- 2 個月
- 物理治療
- 2 個月
- 心理諮詢
- 2 個月
- 針灸
- 2 個月
單獨 Extras（9 款）
只保 Extras（一般治療）的產品。
| 產品 | 包含服務 | 購買 |
|---|---|---|
| Ambulance and Smart Extras | 26 項 | 可以單獨買 |
| Ambulance and Top Extras | 27 項 | 可以單獨買 |
| Ambulance and Value Extras | 13 項 | 可以單獨買 |
| Ambulance Victoria Retail and Smart Extras | 26 項 | 可以單獨買 |
| Ambulance Victoria Retail and Top Extras | 27 項 | 可以單獨買 |
| Ambulance Victoria Retail and Value Extras | 13 項 | 可以單獨買 |
| Smart Extras | 26 項 | 可以單獨買 |
| Top Extras | 27 項 | 可以單獨買 |
| Value Extras | 13 項 | 可以單獨買 |
住院 + Extras（30 款）
住院險和 Extras 合在一個產品裏，按住院等級分組。
Gold 住院
Silver Plus 住院
Bronze Plus 住院
Basic Plus 住院
已停售的產品（68 款）
不再接受新會員，已購買的會員可以繼續使用。點產品名稱查看保障內容。
- Ambulance and Deluxe Extras
- Basic Plus Public Hospital and Deluxe Extras
- Basic Plus Public Hospital and Healthy Choice Extras
- Basic Plus Public Hospital and Smart Extras
- Basic Plus Public Hospital and Top Extras
- Basic Plus Public Hospital and Value Extras
- Basic Plus Starter Hospital $500 Excess and Deluxe Extras
- Basic Plus Starter Hospital $500 Excess and Healthy Choice Extras
- Basic Plus Starter Hospital $750 Excess and Deluxe Extras
- Basic Plus Starter Hospital $750 Excess and Healthy Choice Extras
- Bronze Plus Classic Hospital $350 Excess and Deluxe Extras
- Bronze Plus Classic Hospital $350 Excess and Healthy Choice Extras
- Bronze Plus Classic Hospital $350 Excess and Smart Extras
- Bronze Plus Classic Hospital $350 Excess and Top Extras
- Bronze Plus Classic Hospital $350 Excess and Value Extras
- Bronze Plus Classic Hospital $700 Excess and Smart Extras
- Bronze Plus Classic Hospital $700 Excess and Top Extras
- Bronze Plus Classic Hospital $700 Excess and Value Extras
- Bronze Plus Core Hospital and Fit & Healthy Extras
- Bronze Plus Essential Hospital $350 Excess Combined Cover
- Bronze Plus Essential Hospital $700 Excess and Deluxe Extras
- Bronze Plus Essential Hospital $700 Excess and Healthy Choice Extras
- Bronze Plus Everyday Hospital $350 Excess and Smart Extras
- Bronze Plus Everyday Hospital $350 Excess and Top Extras
- Bronze Plus Everyday Hospital $350 Excess and Value Extras
- Bronze Plus Everyday Hospital $700 Excess and Smart Extras
- Bronze Plus Everyday Hospital $700 Excess and Top Extras
- Bronze Plus Everyday Hospital $700 Excess and Value Extras
- Deluxe Extras
- Gold Optimal Hospital $750 Excess and Deluxe Extras
- Gold Optimal Hospital $750 Excess and Healthy Choice Extras
- Gold Optimum Hospital $500 Excess and Smart Extras
- Gold Optimum Hospital $500 Excess and Top Extras
- Gold Optimum Hospital $500 Excess and Value Extras
- Gold Optimum Hospital $750 Excess and Smart Extras
- Gold Optimum Hospital $750 Excess and Top Extras
- Gold Optimum Hospital $750 Excess and Value Extras
- Gold Ultimate Hospital $250 Excess and Deluxe Extras
- Gold Ultimate Hospital $250 Excess and Healthy Choice Extras
- Gold Ultimate Hospital $250 Excess and Smart Extras
- Gold Ultimate Hospital $250 Excess and Top Extras
- Gold Ultimate Hospital $250 Excess and Value Extras
- Gold Ultimate Hospital $500 Excess and Deluxe Extras
- Gold Ultimate Hospital $500 Excess and Healthy Choice Extras
- Gold Ultimate Hospital $500 Excess and Smart Extras
- Gold Ultimate Hospital $500 Excess and Top Extras
- Gold Ultimate Hospital $500 Excess and Value Extras
- Gold Ultimate Hospital $750 Excess and Smart Extras
- Gold Ultimate Hospital $750 Excess and Top Extras
- Gold Ultimate Hospital $750 Excess and Value Extras
- Gold Ultimate Hospital and Deluxe Extras
- Gold Ultimate Hospital and Healthy Choice Extras
- Gold Ultimate Hospital and Smart Extras
- Gold Ultimate Hospital and Top Extras
- Gold Ultimate Hospital and Value Extras
- Healthy Choice Extras
- Silver Plus Advantage Hospital $350 Excess and Smart Extras
- Silver Plus Advantage Hospital $350 Excess and Top Extras
- Silver Plus Advantage Hospital $350 Excess and Value Extras
- Silver Plus Advantage Hospital $700 Excess and Deluxe Extras
- Silver Plus Advantage Hospital $700 Excess and Healthy Choice Extras
- Silver Plus Advantage Hospital $700 Excess and Smart Extras
- Silver Plus Advantage Hospital $700 Excess and Top Extras
- Silver Plus Advantage Hospital $700 Excess and Value Extras
- Silver Plus Assure Hospital $500 Excess and Deluxe Extras
- Silver Plus Assure Hospital $500 Excess and Healthy Choice Extras
- Silver Plus Assure Hospital $750 Excess and Deluxe Extras
- Silver Plus Assure Hospital $750 Excess and Healthy Choice Extras
已經有 Extras？先把額度用好
告訴我們你的保險公司和產品名稱，我們幫你看清能報哪些項目，並找能直接 HICAPS 刷卡、講中文的服務商。
常見問題
RT Health 有多少款 Extras 產品？
按 2026年10月1日 的政府數據，RT Health 有 39 款在售產品包含 Extras（9 款單獨 Extras、30 款住院 + Extras），另有 68 款已停售。
RT Health 的牙科等待期多久？
RT Health 在售產品裏，一般牙科最常見的等待期是 2 個月，大型牙科是 12 個月。具體以每個產品為準。
RT Health 的 Extras 可以單獨買嗎？
RT Health 在售的 9 款單獨 Extras 裏，有 9 款可以單獨買，其餘需要搭配住院險。