Hospital + ExtrasSarado na

Smart Families Combination Cover- Non-Obstetrics (Silver Plus)

Isang Hospital + Extras na produkto mula sa Australian Unity. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (15)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	Periodic exam (012): $37 Scale and clean (114): $40 Fluoride (121): $17 Bunot ng ngipin (322): $84	$1,200 kada taonKasalo ng Root canal (endodontics)
Major dental	12 buwan	Full crown (615): $470	$350 kada taonKasalo ng Orthodontics (braces)
Root canal (endodontics)	12 buwan	Root canal (417): $83	$1,200 kada taonKasalo ng General dental
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): 100% ng singil	$350 kada taonKasalo ng Major dental
Salamin at contact lens	6 buwan	Single vision lens at frame: 100% ng singil Multifocal lens at frame: 100% ng singil	$200 kada taon
Non-PBS na resetang gamot	2 buwan	Bawat reseta: $20	$350 kada taon
Physiotherapy	2 buwan	Unang konsulta: 70% ng singil Kasunod na konsulta: 70% ng singil	$1,000 kada taonKasalo ng Acupuncture, Remedial massage
Chiropractic	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$700 kada taonKasalo ng Osteopathy
Psychology	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$600 kada taonKasalo ng Dietetics
Acupuncture	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$1,000 kada taonKasalo ng Physiotherapy, Remedial massage
Remedial massage	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$1,000 kada taonKasalo ng Physiotherapy, Acupuncture
Blood glucose monitor	12 buwan	Blood glucose monitor: $200	$200 kada taon
Dietetics	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$600 kada taonKasalo ng Psychology
Osteopathy	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$700 kada taonKasalo ng Chiropractic
Bakuna	Walang waiting period	Bawat bakuna: 100% ng singil	$150 kada taon

Hindi sakop: Orthoptics, Hearing aid, Audiology (hearing test), Exercise physiology, Podiatry, Orthotics, Chinese herbal medicine, Speech therapy, Occupational therapy, Antenatal at postnatal care, Health management program, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental, Root canal (endodontics)
$1,200 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Major dental, Orthodontics (braces)
$350 kada taon
Salamin at contact lens
$200 kada taon
Non-PBS na resetang gamot
$350 kada taon
Physiotherapy, Acupuncture, Remedial massage
$1,000 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Chiropractic, Osteopathy
$700 kada taon
Psychology, Dietetics
$600 kada taon
Blood glucose monitor
$200 kada taon
Bakuna
$150 kada taon

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

Please refer to the product Fact Sheet or contact Australian Unity for further details.

Iba pang serbisyo

Annual benefit limits apply per calendar year. Policy limits are shared between all people on the membership. Increased Major Dental and Orthodontic combined benefit limits for the first 6 years of continuous membership: $350 per person first year, $400 per person second year, $450 per person third year, $450 per person fourth year, $900 per person fifth year, $1,000 per person sixth year. Myotherapy, 70% of the consultation fee, Combined maximum of $1,000 per family (Combined limit - see Physiotherapy), 2 month waiting period. Asthma Pumps 100% of the cost up to $100 per person, 12 month waiting period, Benefit for Asthma Pumps is payable every 2 calendar years. Please refer to the product Fact Sheet or contact Australian Unity for further details.

Mga espesyal na feature

1) No waiting period for preventative dental and selected diagnostic services. 2) Full denture replacement is limited to once every three years. Surgical teeth extractions and gum disease treatment are included under Endodontics (12-month waiting period). 3) There is a 12 month waiting period on treatment of gum disease and surgical extraction of teeth. 4) Includes $40 for one chiropractic x-ray per person per calendar year. 5) Remedial massage sub-limit of $500 per family. 6) Blood Glucose Monitors Benefits is payable every 2 calendar years. 7) Travel Vaccinations only.

Mga madalas itanong

Magkano ang ibinabayad ng Smart Families Combination Cover- Non-Obstetrics (Silver Plus) para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang Smart Families Combination Cover- Non-Obstetrics (Silver Plus) ng hanggang $40 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $1,200 kada taon.

Ano ang mga waiting period ng Smart Families Combination Cover- Non-Obstetrics (Silver Plus)?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 6 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Psychology 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Blood glucose monitor 12 buwan, Dietetics 2 buwan, Osteopathy 2 buwan, Bakuna Walang waiting period.

Puwede bang bilhin nang mag-isa ang Smart Families Combination Cover- Non-Obstetrics (Silver Plus)?

Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Silver Plus hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

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