Hospital + ExtrasSarado na

HealthSmart 80 $500 Excess - Gold

Isang Hospital + Extras na produkto mula sa Bupa. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (24)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	NSW / ACT Periodic exam (012): $29.15 Scale and clean (114): $63.20 Fluoride (121): $16.50 Bunot ng ngipin (322): $92.65 VIC Periodic exam (012): $24.20 Scale and clean (114): $58.30 Fluoride (121): $16 Bunot ng ngipin (322): $83.70 QLD Periodic exam (012): $24.20 Scale and clean (114): $53.40 Fluoride (121): $12.50 Bunot ng ngipin (322): $73.25 WA Periodic exam (012): $30.25 Scale and clean (114): $58.30 Fluoride (121): $16 Bunot ng ngipin (322): $100.35 SA Periodic exam (012): $28.60 Scale and clean (114): $60.50 Fluoride (121): $16 Bunot ng ngipin (322): $69.40 TAS Periodic exam (012): $27.50 Scale and clean (114): $58.30 Fluoride (121): $16 Bunot ng ngipin (322): $93.90 NT Periodic exam (012): $26.95 Scale and clean (114): $59.40 Fluoride (121): $12.50 Bunot ng ngipin (322): $86.10	$1,000 kada taon
Major dental	12 buwan	NSW / ACT, QLD, WA, NT Full crown (615): $800 VIC Full crown (615): $577.95 SA Full crown (615): $507.55 TAS Full crown (615): $775	$2,000 kada taonKasalo ng Root canal (endodontics)
Root canal (endodontics)	12 buwan	NSW / ACT Root canal (417): $200 VIC Root canal (417): $96.35 QLD Root canal (417): $210 WA Root canal (417): $220 SA Root canal (417): $96.30 TAS Root canal (417): $150 NT Root canal (417): $205	$2,000 kada taonKasalo ng Major dental
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): 60% ng singil	$1,250 kada taon
Salamin at contact lens	2 buwan	NSW / ACT Single vision lens at frame: $144.40 Multifocal lens at frame: $220.30 VIC Single vision lens at frame: $160.25 Multifocal lens at frame: $250 QLD Single vision lens at frame: $151.55 Multifocal lens at frame: $241.25 WA Single vision lens at frame: $149.50 Multifocal lens at frame: $234 SA Single vision lens at frame: $171.50 Multifocal lens at frame: $250 TAS Single vision lens at frame: $149.50 Multifocal lens at frame: $240.35 NT Single vision lens at frame: $159.20 Multifocal lens at frame: $247.15	$250 kada taon
Non-PBS na resetang gamot	2 buwan	Bawat reseta: $50	$600 kada taon
Physiotherapy	2 buwan	NSW / ACT Unang konsulta: $39.40 Kasunod na konsulta: $30.80 VIC Unang konsulta: $36.65 Kasunod na konsulta: $29.15 QLD Unang konsulta: $36.10 Kasunod na konsulta: $29.15 WA Unang konsulta: $38.30 Kasunod na konsulta: $30.80 SA Unang konsulta: $37.20 Kasunod na konsulta: $29.70 TAS Unang konsulta: $36.65 Kasunod na konsulta: $28.60 NT Unang konsulta: $37.75 Kasunod na konsulta: $29.70	$2,000 kada taonKasalo ng Chiropractic, Podiatry, Psychology, Antenatal at postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Chiropractic	2 buwan	NSW / ACT, WA, NT Unang konsulta: $40 Kasunod na konsulta: $30 VIC Unang konsulta: $38 Kasunod na konsulta: $28 QLD, TAS Unang konsulta: $35 Kasunod na konsulta: $25 SA Unang konsulta: $40 Kasunod na konsulta: $28	$2,000 kada taonKasalo ng Physiotherapy, Podiatry, Psychology, Antenatal at postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Podiatry	2 buwan	NSW / ACT Unang konsulta: $27 Kasunod na konsulta: $25 VIC Unang konsulta: $30 Kasunod na konsulta: $25 QLD Unang konsulta: $25 Kasunod na konsulta: $22.50 WA Unang konsulta: $30.50 Kasunod na konsulta: $24 SA Unang konsulta: $32 Kasunod na konsulta: $27 TAS Unang konsulta: $24.50 Kasunod na konsulta: $22 NT Unang konsulta: $25.50 Kasunod na konsulta: $22.50	$2,000 kada taonKasalo ng Physiotherapy, Chiropractic, Psychology, Antenatal at postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Psychology	2 buwan	NSW / ACT Unang konsulta: $75 Kasunod na konsulta: $61.50 VIC Unang konsulta: $75 Kasunod na konsulta: $60.50 QLD Unang konsulta: $62.50 Kasunod na konsulta: $54 WA Unang konsulta: $99 Kasunod na konsulta: $69.50 SA Unang konsulta: $89 Kasunod na konsulta: $71.50 TAS Unang konsulta: $62.50 Kasunod na konsulta: $57 NT Unang konsulta: $80.50 Kasunod na konsulta: $60.50	$2,000 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Antenatal at postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Acupuncture	2 buwan	NSW / ACT Unang konsulta: $33 Kasunod na konsulta: $26 VIC Unang konsulta: $35 Kasunod na konsulta: $25 QLD Unang konsulta: $32 Kasunod na konsulta: $26 WA, NT Unang konsulta: $35 Kasunod na konsulta: $28 SA Unang konsulta: $35 Kasunod na konsulta: $25.05 TAS Unang konsulta: $30 Kasunod na konsulta: $26	$500 kada taonKasalo ng Remedial massage, Chinese herbal medicine, Exercise physiology
Remedial massage	2 buwan	NSW / ACT Unang konsulta: $33 Kasunod na konsulta: $31 VIC Unang konsulta: $31 Kasunod na konsulta: $27.50 QLD Unang konsulta: $27.50 Kasunod na konsulta: $27.50 WA Unang konsulta: $28.50 Kasunod na konsulta: $29.50 SA, TAS Unang konsulta: $33 Kasunod na konsulta: $30 NT Unang konsulta: $28.50 Kasunod na konsulta: $27.50	$500 kada taonKasalo ng Acupuncture, Chinese herbal medicine, Exercise physiology
Hearing aid	12 buwan	Bawat hearing aid: $1,000	Hindi nakasaad
Blood glucose monitor	12 buwan	Blood glucose monitor: $150	$1,000 kada taonKasalo ng Orthotics
Antenatal at postnatal care	2 buwan	NSW / ACT Unang konsulta: $15.05 Kasunod na konsulta: $15.05 VIC, SA, TAS Unang konsulta: $24.10 Kasunod na konsulta: $24.10 QLD, NT Unang konsulta: $25.35 Kasunod na konsulta: $25.35 WA Unang konsulta: $27.10 Kasunod na konsulta: $27.10	$2,000 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Psychology, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Chinese herbal medicine	2 buwan	Unang konsulta: $18.05 Kasunod na konsulta: $18.05	$500 kada taonKasalo ng Acupuncture, Remedial massage, Exercise physiology
Dietetics	2 buwan	NSW / ACT, WA Unang konsulta: $60 Kasunod na konsulta: $32 VIC Unang konsulta: $55 Kasunod na konsulta: $31 QLD Unang konsulta: $57 Kasunod na konsulta: $28 SA, NT Unang konsulta: $60 Kasunod na konsulta: $34 TAS Unang konsulta: $56 Kasunod na konsulta: $31	$2,000 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal at postnatal care, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Exercise physiology	2 buwan	Unang konsulta: $21.05 Kasunod na konsulta: $18.05	$500 kada taonKasalo ng Acupuncture, Remedial massage, Chinese herbal medicine
Orthoptics	2 buwan	NSW / ACT Unang konsulta: $36.75 Kasunod na konsulta: $30.15 VIC Unang konsulta: $30.25 Kasunod na konsulta: $27.55 QLD Unang konsulta: $32.25 Kasunod na konsulta: $24.40 WA, SA Unang konsulta: $24.25 Kasunod na konsulta: $18.20 TAS Unang konsulta: $27.55 Kasunod na konsulta: $26.45 NT Unang konsulta: $31.25 Kasunod na konsulta: $24.25	$2,000 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal at postnatal care, Dietetics, Occupational therapy, Osteopathy, Speech therapy
Health management program	6 buwan	Health management program: 50% ng singil	$100 kada taon
Occupational therapy	2 buwan	NSW / ACT Unang konsulta: $97 Kasunod na konsulta: $58 VIC Unang konsulta: $85 Kasunod na konsulta: $64.50 QLD Unang konsulta: $71.50 Kasunod na konsulta: $59.50 WA Unang konsulta: $98.50 Kasunod na konsulta: $51 SA Unang konsulta: $93.50 Kasunod na konsulta: $71.50 TAS Unang konsulta: $71.50 Kasunod na konsulta: $46 NT Unang konsulta: $81.50 Kasunod na konsulta: $54.50	$2,000 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal at postnatal care, Dietetics, Orthoptics, Osteopathy, Speech therapy
Orthotics	12 buwan	Bawat pares ng orthotics: $90.30	$1,000 kada taonKasalo ng Blood glucose monitor
Osteopathy	2 buwan	NSW / ACT Unang konsulta: $42 Kasunod na konsulta: $39 VIC Unang konsulta: $38.50 Kasunod na konsulta: $33.50 QLD Unang konsulta: $37 Kasunod na konsulta: $33 WA Unang konsulta: $34.50 Kasunod na konsulta: $29 SA Unang konsulta: $43 Kasunod na konsulta: $29.50 TAS Unang konsulta: $35 Kasunod na konsulta: $28 NT Unang konsulta: $37 Kasunod na konsulta: $34	$2,000 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal at postnatal care, Dietetics, Orthoptics, Occupational therapy, Speech therapy
Speech therapy	2 buwan	NSW / ACT Unang konsulta: $67 Kasunod na konsulta: $34 VIC Unang konsulta: $60 Kasunod na konsulta: $34 QLD Unang konsulta: $58 Kasunod na konsulta: $29 WA Unang konsulta: $74 Kasunod na konsulta: $36 SA Unang konsulta: $74 Kasunod na konsulta: $44 TAS Unang konsulta: $55 Kasunod na konsulta: $32 NT Unang konsulta: $63 Kasunod na konsulta: $40	$2,000 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal at postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy

Hindi sakop: Audiology (hearing test), Bakuna, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental
$1,000 kada taon
Major dental, Root canal (endodontics)
$2,000 kada taon, $800 kada serbisyo
Salamin at contact lens
$250 kada taon
Non-PBS na resetang gamot
$600 kada taon
Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal at postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
$2,000 kada taon, $500 kada serbisyo
Kasama rin ang iba pang serbisyong hindi nakalista
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$500 kada taon, $300 kada serbisyo
Hearing aid
2 kada 3 taon
Blood glucose monitor, Orthotics
$1,000 kada taon, 1 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Health management program
$100 kada taon
Orthodontics (braces)
$1,250 kada taon, $2,500 habambuhay

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

When requiring urgent hospital treatment as the result of an accident, the Accident Benefit can boost extras limits (subject to eligibility criteria).

Iba pang serbisyo

Includes access to Blua Online Doctor Appointments. We pay 100% of the cost for eligible consults only, up to a yearly limit of 3 services per person. Benefits are not payable for services listed on the Medicare Benefits Schedule (MBS). 2-months waiting period, eligibility criteria, terms and conditions apply. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits may apply. Blood glucose monitors, and other health aids are payable under the Health Appliances category up to $1000 per year. Sub-limits and restrictions apply. Hearing aid limits are per person.

Mga espesyal na feature

Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Dietary covers consultations only. Blood glucose monitors are payable once per year. Hearing aids payable, two services every 3 years. Hearing aid benefits are per person. Two fully custom-made orthoses (one pair) are payable once per person per calendar year. Dentures payable once every 3 years. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months. Pharmacy benefit paid after current PBS patient contribution deducted.

Mga madalas itanong

Magkano ang ibinabayad ng HealthSmart 80 $500 Excess - Gold para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang HealthSmart 80 $500 Excess - Gold ng hanggang $63.20 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $1,000 kada taon.

Ano ang mga waiting period ng HealthSmart 80 $500 Excess - Gold?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 2 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Psychology 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Hearing aid 12 buwan, Blood glucose monitor 12 buwan, Antenatal at postnatal care 2 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Orthoptics 2 buwan, Health management program 6 buwan, Occupational therapy 2 buwan, Orthotics 12 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan.

Puwede bang bilhin nang mag-isa ang HealthSmart 80 $500 Excess - Gold?

Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Gold hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

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