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Hospital + ExtrasSarado na

Fit & Free Silver Plus Nil Excess

Isang Hospital + Extras na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (20)

SerbisyoWaiting periodPinakamataas na benepisyo kada bisitaTaunang limit
General dental2 buwan
  • Periodic exam (012): $34
  • Scale and clean (114): $69
  • Fluoride (121): $27
$550 kada taon
Major dental12 buwan
  • Bunot ng ngipin (322): $182
  • Full crown (615): $580
$1,300 kada taonKasalo ng Root canal (endodontics)
Root canal (endodontics)12 buwan
  • Root canal (417): $164
$1,300 kada taonKasalo ng Major dental
Salamin at contact lens2 buwan
  • Single vision lens at frame: 100% ng singil
  • Multifocal lens at frame: 100% ng singil
$250 kada taon
Non-PBS na resetang gamot2 buwan
  • Bawat reseta: $50
$500 kada taon
Physiotherapy2 buwan
  • Unang konsulta: $46
  • Kasunod na konsulta: $42
$600 kada taonKasalo ng Chiropractic, Exercise physiology, Occupational therapy, Osteopathy
Chiropractic2 buwan
  • Unang konsulta: $40
  • Kasunod na konsulta: $35
$600 kada taonKasalo ng Physiotherapy, Exercise physiology, Occupational therapy, Osteopathy
Podiatry2 buwan
  • Unang konsulta: $38
  • Kasunod na konsulta: $34
$300 kada taon
Psychology2 buwan
  • Unang konsulta: $44
  • Kasunod na konsulta: $44
$300 kada taon
Acupuncture2 buwan
  • Unang konsulta: $27
  • Kasunod na konsulta: $20
$300 kada taonKasalo ng Remedial massage, Chinese herbal medicine
Remedial massage2 buwan
  • Unang konsulta: $27
  • Kasunod na konsulta: $20
$300 kada taonKasalo ng Acupuncture, Chinese herbal medicine
Audiology (hearing test)2 buwan
  • Unang konsulta: $52
  • Kasunod na konsulta: $35
$300 kada taonKasalo ng Dietetics, Orthotics, Speech therapy
Chinese herbal medicine2 buwan
  • Unang konsulta: $27
  • Kasunod na konsulta: $20
$300 kada taonKasalo ng Acupuncture, Remedial massage
Dietetics2 buwan
  • Unang konsulta: $50
  • Kasunod na konsulta: $35
$300 kada taonKasalo ng Audiology (hearing test), Orthotics, Speech therapy
Exercise physiology2 buwan
  • Unang konsulta: $32
  • Kasunod na konsulta: $30
$600 kada taonKasalo ng Physiotherapy, Chiropractic, Occupational therapy, Osteopathy
Health management program2 buwan
  • Health management program: $200
$200 kada taon
Occupational therapy2 buwan
  • Unang konsulta: $62
  • Kasunod na konsulta: $40
$600 kada taonKasalo ng Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
Orthotics12 buwan
  • Bawat pares ng orthotics: $100
$300 kada taonKasalo ng Audiology (hearing test), Dietetics, Speech therapy
Osteopathy2 buwan
  • Unang konsulta: $40
  • Kasunod na konsulta: $35
$600 kada taonKasalo ng Physiotherapy, Chiropractic, Exercise physiology, Occupational therapy
Speech therapy2 buwan
  • Unang konsulta: $60
  • Kasunod na konsulta: $40
$300 kada taonKasalo ng Audiology (hearing test), Dietetics, Orthotics

Hindi sakop: Orthodontics (braces), Orthoptics, Hearing aid, Bakuna, Blood glucose monitor, Antenatal at postnatal care, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

  • General dental

    $550 kada taon

  • Major dental, Root canal (endodontics)

    $1,300 kada taon

    Kasama rin ang iba pang serbisyong hindi nakalista

  • Salamin at contact lens

    $250 kada taon

  • Non-PBS na resetang gamot

    $500 kada taon

  • Physiotherapy, Chiropractic, Exercise physiology, Occupational therapy, Osteopathy

    $600 kada taon

    Kasama rin ang iba pang serbisyong hindi nakalista

  • Podiatry

    $300 kada taon

    Kasama rin ang iba pang serbisyong hindi nakalista

  • Psychology

    $300 kada taon

  • Acupuncture, Remedial massage, Chinese herbal medicine

    $300 kada taon

    Kasama rin ang iba pang serbisyong hindi nakalista

  • Audiology (hearing test), Dietetics, Orthotics, Speech therapy

    $300 kada taon

  • Health management program

    $200 kada taon

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

A $200 sublimit for foot orthotics included within Podiatry (12 month waiting period apply for orthotics). Claim psychology after Medicare entitlements exhausted. A higher psychology benefit ($75) may apply after Medicare Mental Health Treatment Plan is used up.

Iba pang serbisyo

Major dental includes surgical extraction, occlusal therapy, periodontics, endodontics and crown & bridges services only. Therapies include mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved online cognitive behavioural therapy courses), physiotherapy, exercise physiology, chiropractic, osteopathy, occupational therapy, dietetics, podiatry, audiology, speech pathology, remedial massage, myotherapy, acupuncture and chinese herbal medicine services only.

Mga espesyal na feature

General dental includes dental check-ups which have service limits not included in annual limit. Endodontic, periodontic, oral surgery & occlusal treatment have a combined limit of $500. Crowns & bridges have a limit of $800. Dentures and orthodontics are not covered. A $200 sublimit for foot orthotics included within Podiatry. (12 month waiting period apply for orthotics). A higher psychology benefit ($75) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.

Mga madalas itanong

Magkano ang ibinabayad ng Fit & Free Silver Plus Nil Excess para sa scale and clean?
Ayon sa data ng pamahalaan, nagbabayad ang Fit & Free Silver Plus Nil Excess ng hanggang $69 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $550 kada taon.
Ano ang mga waiting period ng Fit & Free Silver Plus Nil Excess?
General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Salamin at contact lens 2 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Psychology 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Audiology (hearing test) 2 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Health management program 2 buwan, Occupational therapy 2 buwan, Orthotics 12 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan.
Puwede bang bilhin nang mag-isa ang Fit & Free Silver Plus Nil Excess?
Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Silver Plus hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

Libreng pagtutugma

Nasusulit ba ninyo ang inyong Extras?