Extras-onlyIbinebenta

HCF Top Extras

Isang Extras-only na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Mga sakop na serbisyo (24)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	Periodic exam (012): $38 Scale and clean (114): $76 Fluoride (121): $29	Walang taunang limit
Major dental	12 buwan	Bunot ng ngipin (322): $210 Full crown (615): $1,000	$1,000 kada taonKasalo ng Root canal (endodontics)
Root canal (endodontics)	12 buwan	Root canal (417): $191	$1,000 kada taonKasalo ng Major dental
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): $800	$800 kada taon
Salamin at contact lens	2 buwan	Single vision lens at frame: 100% ng singil Multifocal lens at frame: 100% ng singil	$275 kada taon
Non-PBS na resetang gamot	2 buwan	Bawat reseta: $50	$280 kada taonKasalo ng Bakuna
Physiotherapy	2 buwan	Unang konsulta: $60 Kasunod na konsulta: $54	$600 kada taonKasalo ng Exercise physiology
Chiropractic	2 buwan	Unang konsulta: $45 Kasunod na konsulta: $38	$300 kada taonKasalo ng Osteopathy
Podiatry	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$250 kada taonKasalo ng Audiology (hearing test), Dietetics, Orthotics, Speech therapy
Psychology	2 buwan	Unang konsulta: $80 Kasunod na konsulta: $80	$600 kada taonKasalo ng Occupational therapy
Acupuncture	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$300 kada taonKasalo ng Remedial massage, Chinese herbal medicine
Remedial massage	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$300 kada taonKasalo ng Acupuncture, Chinese herbal medicine
Hearing aid	12 buwan	Bawat hearing aid: $800	$800 kada taon
Blood glucose monitor	12 buwan	Blood glucose monitor: $55	$55 kada taon
Audiology (hearing test)	2 buwan	Unang konsulta: $70 Kasunod na konsulta: $70	$250 kada taonKasalo ng Podiatry, Dietetics, Orthotics, Speech therapy
Chinese herbal medicine	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$300 kada taonKasalo ng Acupuncture, Remedial massage
Dietetics	2 buwan	Unang konsulta: $55 Kasunod na konsulta: $55	$250 kada taonKasalo ng Podiatry, Audiology (hearing test), Orthotics, Speech therapy
Exercise physiology	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $40	$600 kada taonKasalo ng Physiotherapy
Health management program	2 buwan	Health management program: $200	$200 kada taon
Occupational therapy	2 buwan	Unang konsulta: $72 Kasunod na konsulta: $72	$600 kada taonKasalo ng Psychology
Orthotics	12 buwan	Bawat pares ng orthotics: $130	$250 kada taonKasalo ng Podiatry, Audiology (hearing test), Dietetics, Speech therapy
Osteopathy	2 buwan	Unang konsulta: $50 Kasunod na konsulta: $43	$300 kada taonKasalo ng Chiropractic
Speech therapy	2 buwan	Unang konsulta: $83 Kasunod na konsulta: $83	$250 kada taonKasalo ng Podiatry, Audiology (hearing test), Dietetics, Orthotics
Bakuna	2 buwan	Bawat bakuna: $50	$280 kada taonKasalo ng Non-PBS na resetang gamot

Hindi sakop: Orthoptics, Antenatal at postnatal care, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental
Walang taunang limit
Major dental, Root canal (endodontics)
$1,000 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Orthodontics (braces)
$800 kada taon, $2,400 habambuhay
Salamin at contact lens
$275 kada taon
Non-PBS na resetang gamot, Bakuna
$280 kada taon
Physiotherapy, Exercise physiology
$600 kada taon
Chiropractic, Osteopathy
$300 kada taon
Podiatry, Audiology (hearing test), Dietetics, Orthotics, Speech therapy
$250 kada taon
Psychology, Occupational therapy
$600 kada taon
Acupuncture, Remedial massage, Chinese herbal medicine
$300 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Hearing aid
$800 kada taon, 1 kada 3 taon
Blood glucose monitor
$55 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Health management program
$200 kada taon

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

Many services have increasing limits with tenure, up to a maximum amount. See the HCF product summary for more information.

Iba pang serbisyo

Preventative and Diagnostic dental with service limits not in annual limits. In chair treatment teeth whitening provided by a dentist, service limits apply - in-chair treatment – max 8 teeth/session; applies every 36 months. Orthodontic limit for other dentists is $400 annual limit and a $1,200 lifetime limit. Increasing limits for some services, up to a maximum amount. Foot orthotics annual limit is capped at Year 1. Includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved OCBT courses). Travel & accommodation benefit $250/policy/year and school accident benefit $200/eligible person. Health management programs include HCF approved programs (e.g. exercise classes, group physio & group exercise physiology classes, weight management and learn to swim).

Mga espesyal na feature

100% back on a range of no-gap services through HCF More for You programs, at HCF No Gap network providers and subject to annual limits. A higher psychology benefit ($120) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.

Mga madalas itanong

Magkano ang ibinabayad ng HCF Top Extras para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang HCF Top Extras ng hanggang $76 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: Walang taunang limit.

Ano ang mga waiting period ng HCF Top Extras?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 2 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Psychology 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Hearing aid 12 buwan, Blood glucose monitor 12 buwan, Audiology (hearing test) 2 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Health management program 2 buwan, Occupational therapy 2 buwan, Orthotics 12 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan, Bakuna 2 buwan.

Puwede bang bilhin nang mag-isa ang HCF Top Extras?

Oo. Hindi kailangang may kasamang hospital cover ang produktong ito.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

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