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Hospital + ExtrasSarado na

Healthmate Ultimate Gold

Isang Hospital + Extras na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (20)

SerbisyoWaiting periodPinakamataas na benepisyo kada bisitaTaunang limit
General dental2 buwan
  • Periodic exam (012): $32
  • Scale and clean (114): $60
  • Fluoride (121): $27
$400 kada taon
Major dental12 buwan
  • Bunot ng ngipin (322): $167
  • Full crown (615): $650
$700 kada taon
Root canal (endodontics)12 buwan
  • Root canal (417): $147
$400 kada taon
Orthodontics (braces)12 buwan
  • Braces sa itaas at ibaba + retainer (881): $400
$400 kada taon
Salamin at contact lens2 buwan
  • Single vision lens at frame: 100% ng singil
  • Multifocal lens at frame: 100% ng singil
$200 kada taon
Non-PBS na resetang gamot2 buwan
  • Bawat reseta: $50
$600 kada taon
Physiotherapy2 buwan
  • Unang konsulta: $35
  • Kasunod na konsulta: $28
$700 kada taonKasalo ng Dietetics, Occupational therapy, Speech therapy
Chiropractic2 buwan
  • Unang konsulta: $35
  • Kasunod na konsulta: $22
$350 kada taonKasalo ng Exercise physiology, Osteopathy
Podiatry2 buwan
  • Unang konsulta: $33
  • Kasunod na konsulta: $27
$200 kada taon
Psychology2 buwan
  • Unang konsulta: $26
  • Kasunod na konsulta: $26
$300 kada taon
Acupuncture2 buwan
  • Unang konsulta: $35
  • Kasunod na konsulta: $20
$300 kada taonKasalo ng Remedial massage, Chinese herbal medicine
Remedial massage2 buwan
  • Unang konsulta: $35
  • Kasunod na konsulta: $20
$300 kada taonKasalo ng Acupuncture, Chinese herbal medicine
Chinese herbal medicine2 buwan
  • Unang konsulta: $35
  • Kasunod na konsulta: $20
$300 kada taonKasalo ng Acupuncture, Remedial massage
Dietetics2 buwan
  • Unang konsulta: $40
  • Kasunod na konsulta: $29
$700 kada taonKasalo ng Physiotherapy, Occupational therapy, Speech therapy
Exercise physiology2 buwan
  • Unang konsulta: $30
  • Kasunod na konsulta: $25
$350 kada taonKasalo ng Chiropractic, Osteopathy
Health management program2 buwan
  • Health management program: $150
$150 kada taon
Occupational therapy2 buwan
  • Unang konsulta: $44
  • Kasunod na konsulta: $30
$700 kada taonKasalo ng Physiotherapy, Dietetics, Speech therapy
Orthotics12 buwan
  • Bawat pares ng orthotics: $120
$120 kada taon
Osteopathy2 buwan
  • Unang konsulta: $40
  • Kasunod na konsulta: $32
$350 kada taonKasalo ng Chiropractic, Exercise physiology
Speech therapy2 buwan
  • Unang konsulta: $45
  • Kasunod na konsulta: $35
$700 kada taonKasalo ng Physiotherapy, Dietetics, Occupational therapy

Hindi sakop: Orthoptics, Hearing aid, Audiology (hearing test), Bakuna, Blood glucose monitor, Antenatal at postnatal care, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

  • General dental

    $400 kada taon

  • Major dental

    $700 kada taon

  • Root canal (endodontics)

    $400 kada taon

  • Orthodontics (braces)

    $400 kada taon, $1,800 habambuhay

  • Salamin at contact lens

    $200 kada taon

  • Non-PBS na resetang gamot

    $600 kada taon

  • Physiotherapy, Dietetics, Occupational therapy, Speech therapy

    $700 kada taon

    Kasama rin ang iba pang serbisyong hindi nakalista

  • Chiropractic, Exercise physiology, Osteopathy

    $350 kada taon

    Kasama rin ang iba pang serbisyong hindi nakalista

  • Podiatry

    $200 kada taon

  • Psychology

    $300 kada taon

  • Acupuncture, Remedial massage, Chinese herbal medicine

    $300 kada taon

  • Health management program

    $150 kada taon

  • Orthotics

    $120 kada taon

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

Range of no-gap services delivered through participating dentists, chiropractors, osteopaths, physiotherapists, podiatrists and optical providers in selected states, depending on level of cover. Includes Health Management Programs to a limit of $150 per person / $300 per family policy. Health Dollars Loyalty Rewards accrue for 4 years up to a max of $150 per person /$300 per family policy, per year. Health Dollars can be used to reduce hospital excess or top up current extras benefits. A higher psychology benefit ($45) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.

Iba pang serbisyo

Preventative & diagnostic dental have service limits which are not included in the annual limit. Basic fillings, extractions and Occlusal therapy have a combined limit of $400. Endodontic, periodontic & oral surgery have a combined limit of $400. Crowns and bridges have a combined limit of $700. Orthodontic accrues at $400 per calendar year, up to lifetime limit of $1,800 for Orthodontist ($1,500 for General Dentist). Includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved online cognitive behavioural therapy courses).

Mga espesyal na feature

A higher psychology benefit ($45) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year. Sub-limits may apply. See fund rules for more information.

Mga madalas itanong

Magkano ang ibinabayad ng Healthmate Ultimate Gold para sa scale and clean?
Ayon sa data ng pamahalaan, nagbabayad ang Healthmate Ultimate Gold ng hanggang $60 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $400 kada taon.
Ano ang mga waiting period ng Healthmate Ultimate Gold?
General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 2 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Psychology 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Health management program 2 buwan, Occupational therapy 2 buwan, Orthotics 12 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan.
Puwede bang bilhin nang mag-isa ang Healthmate Ultimate Gold?
Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Gold hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

Libreng pagtutugma

Nasusulit ba ninyo ang inyong Extras?