Top Advanced Hospital Gold $750 Excess & Extra Benefits
Isang Hospital + Extras na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.
Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.
Mga sakop na serbisyo (17)
| Serbisyo | Waiting period | Pinakamataas na benepisyo kada bisita | Taunang limit |
|---|---|---|---|
| General dental | 2 buwan |
| $300 kada taon |
| Major dental | 12 buwan |
| $1,870 kada taonKasalo ng Root canal (endodontics) |
| Root canal (endodontics) | 12 buwan |
| $1,870 kada taonKasalo ng Major dental |
| Orthodontics (braces) | 12 buwan |
| $250 kada taon |
| Salamin at contact lens | 2 buwan |
| $200 kada taon |
| Non-PBS na resetang gamot | 2 buwan |
| $500 kada taon |
| Physiotherapy | 2 buwan |
| $600 kada taonKasalo ng Occupational therapy, Speech therapy |
| Chiropractic | 2 buwan |
| $400 kada taonKasalo ng Acupuncture, Osteopathy |
| Podiatry | 2 buwan |
| $200 kada taon |
| Acupuncture | 2 buwan |
| $400 kada taonKasalo ng Chiropractic, Osteopathy |
| Hearing aid | 12 buwan |
| $500 kada taon |
| Blood glucose monitor | 12 buwan |
| $500 kada taon |
| Dietetics | 2 buwan |
| $150 kada taon |
| Health management program | 2 buwan |
| $100 kada taon |
| Occupational therapy | 2 buwan |
| $600 kada taonKasalo ng Physiotherapy, Speech therapy |
| Osteopathy | 2 buwan |
| $400 kada taonKasalo ng Chiropractic, Acupuncture |
| Speech therapy | 2 buwan |
| $600 kada taonKasalo ng Physiotherapy, Occupational therapy |
Hindi sakop: Orthoptics, Audiology (hearing test), Exercise physiology, Orthotics, Chinese herbal medicine, Remedial massage, Psychology, Bakuna, Antenatal at postnatal care, Home nursing
Mga taunang limit
Iisang limit ang gamit ng mga serbisyo sa parehong grupo.
General dental
$300 kada taon
Major dental, Root canal (endodontics)
$1,870 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Orthodontics (braces)
$250 kada taon, $1,500 habambuhay
Salamin at contact lens
$200 kada taon
Non-PBS na resetang gamot
$500 kada taon
Physiotherapy, Occupational therapy, Speech therapy
$600 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Chiropractic, Acupuncture, Osteopathy
$400 kada taon
Podiatry
$200 kada taon
Hearing aid
$500 kada taon, 1 kada 3 taon
Blood glucose monitor
$500 kada taon, 1 kada 3 taon
Kasama rin ang iba pang serbisyong hindi nakalista
Dietetics
$150 kada taon
Health management program
$100 kada taon
Mga tala ng insurer (orihinal na Ingles)
Mga feature ng produkto
$500 combined annual limit for artificial aids (low vision aids, blood glucose monitors, foot orthotics). Foot orthotics is included under the artificial aids limit and has a sub-limit of $200 (1 pair per person per year). Cover for Health Management Programs such as weight management, with a limit of $100 per person/ $200 per family policy. Hearing aid limits increase from $500 to $1,200 based on tenure and renew every 3 years from the date you received them. Travel and accommodation limit of $400 applies and $800 annual limit for school accident benefit.
Iba pang serbisyo
General dental $300 limit is for direct fillings. Cover also includes dental check ups with service limits, that are not part of the general dental annual limit. Endodontic, periodontic, oral surgery & occlusal treatment - combined limit of $400. Crowns and Bridges - $750 annual limit. Dentures - $600 every 3 years from the date of service. Orthodontic accrues at $250 per calendar year, up to lifetime limit of $1,500 for Orthodontist ($1,000 for General Dentist). Hearing aid limit renews every 3 years from the date of service. HCF-approved Online Cognitive Behavioural Therapy courses with a separate annual limit per person/ per policy.
Mga espesyal na feature
100% back on 2 dental check-ups, prescription glasses and free digital retinal imaging with an eye test, an initial physio, chiro, osteo & podiatry consult as well as 100% back or reduced cost on high quality hearing aids through our partnership with Connect Hearing. Available at participating providers and subject to annual limits.
Mga madalas itanong
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May Extras na kayo? Sulitin ang inyong mga limit
Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.
