Hospital + ExtrasSarado na

Top Advanced Hospital Gold $750 Excess & Super Multicover

Isang Hospital + Extras na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (22)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	Periodic exam (012): $37 Scale and clean (114): $75 Fluoride (121): $28	$550 kada taon
Major dental	12 buwan	Bunot ng ngipin (322): $210 Full crown (615): $700	$2,300 kada taonKasalo ng Root canal (endodontics)
Root canal (endodontics)	12 buwan	Root canal (417): $179	$2,300 kada taonKasalo ng Major dental
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): $440	$440 kada taon
Salamin at contact lens	2 buwan	Single vision lens at frame: 100% ng singil Multifocal lens at frame: 100% ng singil	$250 kada taon
Non-PBS na resetang gamot	2 buwan	Bawat reseta: $50	$700 kada taon
Physiotherapy	2 buwan	Unang konsulta: $55 Kasunod na konsulta: $42	$600 kada taon
Chiropractic	2 buwan	Unang konsulta: $42 Kasunod na konsulta: $33	$600 kada taonKasalo ng Exercise physiology, Osteopathy
Podiatry	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $34	$400 kada taon
Psychology	2 buwan	Unang konsulta: $46 Kasunod na konsulta: $46	$600 kada taon
Acupuncture	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $35	$600 kada taonKasalo ng Remedial massage, Chinese herbal medicine
Remedial massage	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $35	$600 kada taonKasalo ng Acupuncture, Chinese herbal medicine
Hearing aid	12 buwan	Bawat hearing aid: $800	$800 kada taon
Blood glucose monitor	12 buwan	Blood glucose monitor: $150	$600 kada taon
Audiology (hearing test)	2 buwan	Unang konsulta: $58 Kasunod na konsulta: $40	$350 kada taon
Chinese herbal medicine	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $35	$600 kada taonKasalo ng Acupuncture, Remedial massage
Dietetics	2 buwan	Unang konsulta: $55 Kasunod na konsulta: $45	$350 kada taon
Exercise physiology	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $33	$600 kada taonKasalo ng Chiropractic, Osteopathy
Health management program	2 buwan	Health management program: $200	$200 kada taon
Occupational therapy	2 buwan	Unang konsulta: $72 Kasunod na konsulta: $50	$600 kada taon
Osteopathy	2 buwan	Unang konsulta: $45 Kasunod na konsulta: $35	$600 kada taonKasalo ng Chiropractic, Exercise physiology
Speech therapy	2 buwan	Unang konsulta: $83 Kasunod na konsulta: $51	$500 kada taon

Hindi sakop: Orthoptics, Orthotics, Bakuna, Antenatal at postnatal care, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental
$550 kada taon
Major dental, Root canal (endodontics)
$2,300 kada taon
Orthodontics (braces)
$440 kada taon, $2,640 habambuhay
Salamin at contact lens
$250 kada taon
Non-PBS na resetang gamot
$700 kada taon
Physiotherapy
$600 kada taon
Chiropractic, Exercise physiology, Osteopathy
$600 kada taon
Podiatry
$400 kada taon
Psychology
$600 kada taon
Acupuncture, Remedial massage, Chinese herbal medicine
$600 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Hearing aid
$800 kada taon, 1 kada 3 taon
Blood glucose monitor
$600 kada taon, 1 kada 3 taon
Kasama rin ang iba pang serbisyong hindi nakalista
Audiology (hearing test)
$350 kada taon
Dietetics
$350 kada taon
Health management program
$200 kada taon
Occupational therapy
$600 kada taon
Speech therapy
$500 kada taon

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

Crowns & Bridges limit increases by $100 a yr from $800 to $1200. Loyalty benefits apply on Physio and combined chiro & osteo limits. Sub-limits apply to chiro/osteo. Hearing aids limit increase from $800 to $1800 based on tenure. Includes Health Mngt Program limit of $200 pp/$400 per family policy.

Iba pang serbisyo

General dental has check-ups with service limits not in annual limits. Endodontic, Periodontic, Oral surgery & occlusal therapy - combined limit $500. Dentures - $800 every 3 yrs. Ortho accrues at $440/calendar yr up to lifetime limit of $2,640 for Orthodontist ($1,000 for General Dentist). On Optical claim up to $500 within a 2 yr period. Sublimit of $250 for contact lens/yr. includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved online cognitive behavioural therapy courses).

Mga espesyal na feature

General dental has check-ups with service limits on top of annual limits. Endodontic, Periodontic, Oral surgery & Occlusal therapy - combined limit $500. Ortho accrues at $440/calendar year, up to lifetime limit of $2640 for Orthodontist ($1,000 for General Dentist). On Optical claim up to $500 within a 2 yr period. Sublimit of $250 for contact lens/yr. Claim psychology after Medicare entitlements exhausted. Per hearing aid benefit is the total payable for hearing aids.

Mga madalas itanong

Magkano ang ibinabayad ng Top Advanced Hospital Gold $750 Excess & Super Multicover para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang Top Advanced Hospital Gold $750 Excess & Super Multicover ng hanggang $75 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $550 kada taon.

Ano ang mga waiting period ng Top Advanced Hospital Gold $750 Excess & Super Multicover?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 2 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Psychology 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Hearing aid 12 buwan, Blood glucose monitor 12 buwan, Audiology (hearing test) 2 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Health management program 2 buwan, Occupational therapy 2 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan.

Puwede bang bilhin nang mag-isa ang Top Advanced Hospital Gold $750 Excess & Super Multicover?

Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Gold hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

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