Hospital + ExtrasSarado na

Top Advanced Hospital Gold Nil Excess & General Extras

Isang Hospital + Extras na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (15)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	Periodic exam (012): $30 Scale and clean (114): $57 Fluoride (121): $27	$400 kada taon
Major dental	12 buwan	Bunot ng ngipin (322): $150 Full crown (615): $0	$300 kada taonKasalo ng Root canal (endodontics)
Root canal (endodontics)	12 buwan	Root canal (417): $115	$300 kada taonKasalo ng Major dental
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): $250	$250 kada taon
Salamin at contact lens	2 buwan	Single vision lens at frame: 100% ng singil Multifocal lens at frame: 100% ng singil	$180 kada taon
Non-PBS na resetang gamot	2 buwan	Bawat reseta: $50	$500 kada taon
Physiotherapy	2 buwan	Unang konsulta: $33 Kasunod na konsulta: $23	$500 kada taonKasalo ng Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Occupational therapy, Osteopathy, Speech therapy
Chiropractic	2 buwan	Unang konsulta: $30 Kasunod na konsulta: $21	$500 kada taonKasalo ng Physiotherapy, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Occupational therapy, Osteopathy, Speech therapy
Acupuncture	2 buwan	Unang konsulta: $22 Kasunod na konsulta: $10	$500 kada taonKasalo ng Physiotherapy, Chiropractic, Remedial massage, Chinese herbal medicine, Exercise physiology, Occupational therapy, Osteopathy, Speech therapy
Remedial massage	2 buwan	Unang konsulta: $22 Kasunod na konsulta: $10	$500 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Exercise physiology, Occupational therapy, Osteopathy, Speech therapy
Chinese herbal medicine	2 buwan	Unang konsulta: $22 Kasunod na konsulta: $10	$500 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Exercise physiology, Occupational therapy, Osteopathy, Speech therapy
Exercise physiology	2 buwan	Unang konsulta: $25 Kasunod na konsulta: $20	$500 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Occupational therapy, Osteopathy, Speech therapy
Occupational therapy	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $30	$500 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Speech therapy
Osteopathy	2 buwan	Unang konsulta: $30 Kasunod na konsulta: $22	$500 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Occupational therapy, Speech therapy
Speech therapy	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $30	$500 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Occupational therapy, Osteopathy

Hindi sakop: Orthoptics, Hearing aid, Audiology (hearing test), Podiatry, Orthotics, Psychology, Dietetics, Bakuna, Blood glucose monitor, Antenatal at postnatal care, Health management program, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental
$400 kada taon
Major dental, Root canal (endodontics)
$300 kada taon
Orthodontics (braces)
$250 kada taon, $1,500 habambuhay
Salamin at contact lens
$180 kada taon
Non-PBS na resetang gamot
$500 kada taon
Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Occupational therapy, Osteopathy, Speech therapy
$500 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

Orthodontic accrues at $250 per calendar year, up to lifetime limit of $1,500 for Orthodontist ($1,000 for General Dentist).

Iba pang serbisyo

General dental includes dental check-ups which have service limits not included in annual limit. Only oral surgery and endodontics covered under major dental. Sublimit of $250 each for chiro, osteo & exercise physiology. Combined sublimit of $200 for speech & occupational therapy. Combined sublimit of $100 for Acupuncture, Chinese herbal medicine consultation & remedial massage. Lower benefits apply for physiotherapy, chiropractic & osteopathy after the 11th visit.

Mga espesyal na feature

Sub-limits may apply. See fund rules for more information

Mga madalas itanong

Magkano ang ibinabayad ng Top Advanced Hospital Gold Nil Excess & General Extras para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang Top Advanced Hospital Gold Nil Excess & General Extras ng hanggang $57 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $400 kada taon.

Ano ang mga waiting period ng Top Advanced Hospital Gold Nil Excess & General Extras?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 2 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Chinese herbal medicine 2 buwan, Exercise physiology 2 buwan, Occupational therapy 2 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan.

Puwede bang bilhin nang mag-isa ang Top Advanced Hospital Gold Nil Excess & General Extras?

Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Gold hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

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