Hospital + ExtrasSarado na

Top Advanced Hospital Gold Nil Excess & Multicover

Isang Hospital + Extras na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (21)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	Periodic exam (012): $34 Scale and clean (114): $69 Fluoride (121): $27	$550 kada taon
Major dental	12 buwan	Bunot ng ngipin (322): $182 Full crown (615): $580	$2,220 kada taonKasalo ng Root canal (endodontics)
Root canal (endodontics)	12 buwan	Root canal (417): $164	$2,220 kada taonKasalo ng Major dental
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): $440	$440 kada taon
Salamin at contact lens	2 buwan	Single vision lens at frame: 100% ng singil Multifocal lens at frame: 100% ng singil	$220 kada taon
Non-PBS na resetang gamot	2 buwan	Bawat reseta: $50	$600 kada taon
Physiotherapy	2 buwan	Unang konsulta: $46 Kasunod na konsulta: $36	$600 kada taon
Chiropractic	2 buwan	Unang konsulta: $35 Kasunod na konsulta: $28	$375 kada taonKasalo ng Exercise physiology, Osteopathy
Podiatry	2 buwan	Unang konsulta: $35 Kasunod na konsulta: $27	$200 kada taon
Psychology	2 buwan	Unang konsulta: $44 Kasunod na konsulta: $44	$300 kada taon
Acupuncture	2 buwan	Unang konsulta: $32 Kasunod na konsulta: $25	$200 kada taonKasalo ng Chinese herbal medicine
Remedial massage	2 buwan	Unang konsulta: $32 Kasunod na konsulta: $25	$200 kada taon
Hearing aid	12 buwan	Bawat hearing aid: $600	$600 kada taon
Blood glucose monitor	12 buwan	Blood glucose monitor: $150	$500 kada taon
Audiology (hearing test)	2 buwan	Unang konsulta: $52 Kasunod na konsulta: $35	$500 kada taon
Chinese herbal medicine	2 buwan	Unang konsulta: $32 Kasunod na konsulta: $25	$200 kada taonKasalo ng Acupuncture
Dietetics	2 buwan	Unang konsulta: $50 Kasunod na konsulta: $40	$300 kada taon
Exercise physiology	2 buwan	Unang konsulta: $32 Kasunod na konsulta: $30	$375 kada taonKasalo ng Chiropractic, Osteopathy
Health management program	2 buwan	Health management program: $150	$150 kada taon
Occupational therapy	2 buwan	Unang konsulta: $62 Kasunod na konsulta: $40	$500 kada taon
Osteopathy	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $30	$375 kada taonKasalo ng Chiropractic, Exercise physiology

Hindi sakop: Orthoptics, Orthotics, Speech therapy, Bakuna, Antenatal at postnatal care, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental
$550 kada taon
Major dental, Root canal (endodontics)
$2,220 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Orthodontics (braces)
$440 kada taon, $2,640 habambuhay
Salamin at contact lens
$220 kada taon
Non-PBS na resetang gamot
$600 kada taon
Physiotherapy
$600 kada taon
Chiropractic, Exercise physiology, Osteopathy
$375 kada taon
Podiatry
$200 kada taon
Psychology
$300 kada taon
Acupuncture, Chinese herbal medicine
$200 kada taon
Hearing aid
$600 kada taon, 1 kada 3 taon
Blood glucose monitor
$500 kada taon, 1 kada 3 taon
Kasama rin ang iba pang serbisyong hindi nakalista
Audiology (hearing test)
$500 kada taon
Dietetics
$300 kada taon
Health management program
$150 kada taon
Occupational therapy
$500 kada taon
Remedial massage
$200 kada taon

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

$200 limit per person applies to Audiology. Combined Chiropractic limit increases at $100 per year, up to $1,000. A sublimit of $375 per person applies to chiropractic, osteopathy and exercise physiology. Hearing aid limit increases from $600 to $1,600 based on tenure. Per hearing aid benefit is the total payable for hearing aids. Health Management Program limit of $150pp / $300 per family. Lower benefits apply for physio, chiro & osteo after 11th visit. A higher psychology benefit ($75) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.

Iba pang serbisyo

General dental includes dental check-ups with service limits not in annual limit. Endodontic, periodontic, oral surgery & occlusal treatment - combined limit of $500. Dentures - $800 every 3 yrs. Ortho accrues at $440 per calendar year up to lifetime limit of $2,640 for Orthodontist ($1,000 for General Dentist). Includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved online cognitive behavioural therapy courses).

Mga espesyal na feature

A higher psychology benefit ($75) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year. Sub-limits may apply. See fund rules for more information.

Mga madalas itanong

Magkano ang ibinabayad ng Top Advanced Hospital Gold Nil Excess & Multicover para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang Top Advanced Hospital Gold Nil Excess & Multicover ng hanggang $69 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $550 kada taon.

Ano ang mga waiting period ng Top Advanced Hospital Gold Nil Excess & Multicover?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 2 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Psychology 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Hearing aid 12 buwan, Blood glucose monitor 12 buwan, Audiology (hearing test) 2 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Health management program 2 buwan, Occupational therapy 2 buwan, Osteopathy 2 buwan.

Puwede bang bilhin nang mag-isa ang Top Advanced Hospital Gold Nil Excess & Multicover?

Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Gold hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

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