Special Options
Isang Extras-only na produkto mula sa HIF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.
Mga sakop na serbisyo (15)
| Serbisyo | Waiting period | Pinakamataas na benepisyo kada bisita | Taunang limit |
|---|---|---|---|
| General dental | 2 buwan |
| $1,000 kada taonKasalo ng Major dental, Root canal (endodontics), Orthodontics (braces) |
| Major dental | 12 buwan |
| $1,000 kada taonKasalo ng General dental, Root canal (endodontics), Orthodontics (braces) |
| Root canal (endodontics) | 2 buwan |
| $1,000 kada taonKasalo ng General dental, Major dental, Orthodontics (braces) |
| Orthodontics (braces) | 12 buwan |
| $1,000 kada taonKasalo ng General dental, Major dental, Root canal (endodontics) |
| Salamin at contact lens | 2 buwan |
| $200 kada taon |
| Non-PBS na resetang gamot | 2 buwan |
| $200 kada taon |
| Physiotherapy | 2 buwan |
| $450 kada taonKasalo ng Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy |
| Chiropractic | 2 buwan |
| $450 kada taonKasalo ng Physiotherapy, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy |
| Podiatry | 2 buwan |
| $450 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy |
| Acupuncture | 2 buwan |
| $450 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Remedial massage, Chinese herbal medicine, Osteopathy |
| Remedial massage | 2 buwan |
| $450 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Acupuncture, Chinese herbal medicine, Osteopathy |
| Chinese herbal medicine | 2 buwan |
| $450 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Osteopathy |
| Dietetics | 2 buwan |
| $252 kada taon |
| Health management program | 2 buwan |
| $75 kada taon |
| Osteopathy | 2 buwan |
| $450 kada taonKasalo ng Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine |
Hindi sakop: Orthoptics, Hearing aid, Audiology (hearing test), Exercise physiology, Orthotics, Psychology, Speech therapy, Occupational therapy, Bakuna, Blood glucose monitor, Antenatal at postnatal care, Home nursing
Mga taunang limit
Iisang limit ang gamit ng mga serbisyo sa parehong grupo.
General dental, Major dental, Root canal (endodontics), Orthodontics (braces)
$1,000 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Salamin at contact lens
$200 kada taon
Non-PBS na resetang gamot
$200 kada taon
Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
$450 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Dietetics
$252 kada taon
Health management program
$75 kada taon
Mga tala ng insurer (orihinal na Ingles)
Mga feature ng produkto
Special Options includes all those essential services like dental, optical, podiatry, chiro, pharmacy, physio, ambulance and more. It’s a step up from Saver Options, covering those more complex ‘major’ dental services like orthodontics, crowns and bridges. It also offers bigger benefits for services like optical, chiro and physio.
Iba pang serbisyo
A 12 month waiting period applies to dental items: 322-324, 331, 595, and 596. Benefits for replacement dentures and partial dentures are not paid within three years of previous supply. Pharmacy benefit paid after deduction of the PBS co-payment at 100% up to $80 per script. A $20 benefit (1 per person, per calendar year) will be paid on eligible claims for flu vaccinations from a registered pharmacy only. Like most Extras health covers, there are annual limits (a limit on how much we will pay toward your claims) for most services under Special Options. However, your benefit limits will be refreshed every year on January 1. What’s more, we’ll increase your annual limits on a number of services. For example, benefits and annual limits for major dental services increase each year for the first five years of membership.
Mga espesyal na feature
Optical benefit paid on frames and prescription optical items. The limits detailed below are subject to a combined overall person limit of $450 ($900 per couple or family membership) for complementary therapies, chiro, osteo, physio and podiatry consultations. Our Complementary Therapies sub-limit $200 per person ($400 per couple or family membership) includes: acupuncture, myotherapy, remedial massage and traditional Chinese medicine. Treatment must be provided by a practitioner who is registered with HIF in the speciality for which the charge is raised. Benefits are not payable on medicines.
Mga madalas itanong
Magkano ang ibinabayad ng Special Options para sa scale and clean?
Ano ang mga waiting period ng Special Options?
Puwede bang bilhin nang mag-isa ang Special Options?
May Extras na kayo? Sulitin ang inyong mga limit
Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.