Hospital + ExtrasSarado na

Silver Plus Smart Options

Isang Hospital + Extras na produkto mula sa Medibank. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (22)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	NSW / ACT Periodic exam (012): $33.70 Scale and clean (114): $38 Fluoride (121): $22 Bunot ng ngipin (322): $74 VIC Periodic exam (012): $28.90 Scale and clean (114): $33.80 Fluoride (121): $17.20 Bunot ng ngipin (322): $66.10 QLD Periodic exam (012): $20 Scale and clean (114): $36.20 Fluoride (121): $19 Bunot ng ngipin (322): $74 WA Periodic exam (012): $22.80 Scale and clean (114): $35.60 Fluoride (121): $15.50 Bunot ng ngipin (322): $69.10 SA, NT Periodic exam (012): $20.10 Scale and clean (114): $38.30 Fluoride (121): $16.10 Bunot ng ngipin (322): $50.60 TAS Periodic exam (012): $20.70 Scale and clean (114): $37 Fluoride (121): $15 Bunot ng ngipin (322): $53.90	$800 kada taonKasalo ng Root canal (endodontics)
Major dental	12 buwan	Full crown (615): $300	$300 kada taonKasalo ng Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Root canal (endodontics)	12 buwan	NSW / ACT Root canal (417): $85.50 VIC Root canal (417): $64.10 QLD Root canal (417): $67.20 WA Root canal (417): $72 SA, NT Root canal (417): $85 TAS Root canal (417): $73.20	$800 kada taonKasalo ng General dental
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): $300	$300 kada taonKasalo ng Major dental, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Salamin at contact lens	6 buwan	NSW / ACT Single vision lens at frame: $135 Multifocal lens at frame: $195 VIC, WA Single vision lens at frame: $129 Multifocal lens at frame: $189 QLD, TAS, NT Single vision lens at frame: $120 Multifocal lens at frame: $180 SA Single vision lens at frame: $115 Multifocal lens at frame: $175	$225 kada taon
Non-PBS na resetang gamot	2 buwan	NSW / ACT Bawat reseta: $31.10 VIC Bawat reseta: $21.90 QLD Bawat reseta: $36.70 WA, SA, NT Bawat reseta: $30.60 TAS Bawat reseta: $35.60	$300 kada taon
Physiotherapy	2 buwan	NSW / ACT Unang konsulta: $43.40 Kasunod na konsulta: $24.20 VIC Unang konsulta: $43 Kasunod na konsulta: $21.70 QLD Unang konsulta: $35.90 Kasunod na konsulta: $23 WA Unang konsulta: $32.90 Kasunod na konsulta: $21.70 SA, NT Unang konsulta: $32.90 Kasunod na konsulta: $23 TAS Unang konsulta: $33.50 Kasunod na konsulta: $23	$300 kada taon
Chiropractic	2 buwan	NSW / ACT Unang konsulta: $48.50 Kasunod na konsulta: $21.80 VIC Unang konsulta: $41.20 Kasunod na konsulta: $18.60 QLD Unang konsulta: $33.50 Kasunod na konsulta: $19.40 WA Unang konsulta: $35 Kasunod na konsulta: $19.20 SA Unang konsulta: $32.90 Kasunod na konsulta: $19.20 TAS Unang konsulta: $33.50 Kasunod na konsulta: $22.90 NT Unang konsulta: $33.50 Kasunod na konsulta: $19.80	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Podiatry	2 buwan	NSW / ACT Unang konsulta: $36.40 Kasunod na konsulta: $20.80 VIC Unang konsulta: $36.40 Kasunod na konsulta: $17.70 QLD Unang konsulta: $27.70 Kasunod na konsulta: $19.50 WA Unang konsulta: $29 Kasunod na konsulta: $22.10 SA Unang konsulta: $27.10 Kasunod na konsulta: $19.50 TAS Unang konsulta: $26.50 Kasunod na konsulta: $20.40 NT Unang konsulta: $25.10 Kasunod na konsulta: $15.20	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Psychology	Walang waiting period	NSW / ACT Unang konsulta: $101.33 Kasunod na konsulta: $88.11 VIC Unang konsulta: $102 Kasunod na konsulta: $88.70 QLD Unang konsulta: $96.68 Kasunod na konsulta: $84.07 WA Unang konsulta: $115.29 Kasunod na konsulta: $100.25 SA Unang konsulta: $118.37 Kasunod na konsulta: $102.93 TAS Unang konsulta: $94.99 Kasunod na konsulta: $82.60 NT Unang konsulta: $110.89 Kasunod na konsulta: $96.42	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Acupuncture	2 buwan	NSW / ACT Unang konsulta: $20.80 Kasunod na konsulta: $15.80 VIC Unang konsulta: $25.10 Kasunod na konsulta: $15.80 QLD Unang konsulta: $30.20 Kasunod na konsulta: $18.90 WA Unang konsulta: $27.10 Kasunod na konsulta: $18.90 SA, NT Unang konsulta: $27.10 Kasunod na konsulta: $15.80 TAS Unang konsulta: $30.80 Kasunod na konsulta: $21.50	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Remedial massage	2 buwan	NSW / ACT, VIC Unang konsulta: $30 Kasunod na konsulta: $30 QLD, WA, SA, TAS, NT Unang konsulta: $20 Kasunod na konsulta: $20	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Hearing aid	36 buwan	Bawat hearing aid: $300	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Blood glucose monitor	24 buwan	Blood glucose monitor: $150	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Chinese herbal medicine	2 buwan	Unang konsulta: $20 Kasunod na konsulta: $20	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Dietetics	2 buwan	NSW / ACT Unang konsulta: $36.50 Kasunod na konsulta: $19.80 VIC Unang konsulta: $27.10 Kasunod na konsulta: $15.80 QLD Unang konsulta: $37.80 Kasunod na konsulta: $19.40 WA Unang konsulta: $34.60 Kasunod na konsulta: $19.50 SA Unang konsulta: $34.60 Kasunod na konsulta: $17.10 TAS Unang konsulta: $25.20 Kasunod na konsulta: $20.40 NT Unang konsulta: $34.60 Kasunod na konsulta: $15.80	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Exercise physiology	2 buwan	Unang konsulta: $20 Kasunod na konsulta: $10	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Orthoptics	2 buwan	NSW / ACT Unang konsulta: $26 Kasunod na konsulta: $23.90 VIC Unang konsulta: $14.80 Kasunod na konsulta: $10.20 QLD Unang konsulta: $27 Kasunod na konsulta: $20.40 WA Unang konsulta: $27.50 Kasunod na konsulta: $19.90 SA, NT Unang konsulta: $18.40 Kasunod na konsulta: $15.30 TAS Unang konsulta: $22.90 Kasunod na konsulta: $20.40	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Occupational therapy, Orthotics, Osteopathy, Speech therapy
Occupational therapy	2 buwan	NSW / ACT Unang konsulta: $36.50 Kasunod na konsulta: $31.50 VIC Unang konsulta: $30.50 Kasunod na konsulta: $18 QLD Unang konsulta: $36.50 Kasunod na konsulta: $22.70 WA Unang konsulta: $30.20 Kasunod na konsulta: $24.60 SA Unang konsulta: $47.20 Kasunod na konsulta: $19.50 TAS Unang konsulta: $30.20 Kasunod na konsulta: $19.40 NT Unang konsulta: $35.80 Kasunod na konsulta: $22.10	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Orthotics, Osteopathy, Speech therapy
Orthotics	2 buwan	Bawat pares ng orthotics: 60% ng singil	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Osteopathy	2 buwan	NSW / ACT Unang konsulta: $48.50 Kasunod na konsulta: $21.80 VIC Unang konsulta: $41.20 Kasunod na konsulta: $18.60 QLD Unang konsulta: $33.50 Kasunod na konsulta: $19.40 WA Unang konsulta: $35 Kasunod na konsulta: $19.20 SA Unang konsulta: $32.90 Kasunod na konsulta: $19.20 TAS Unang konsulta: $33.50 Kasunod na konsulta: $22.90 NT Unang konsulta: $33.50 Kasunod na konsulta: $19.80	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Speech therapy	2 buwan	NSW / ACT Unang konsulta: $67 Kasunod na konsulta: $29.60 VIC Unang konsulta: $49.10 Kasunod na konsulta: $23.60 QLD Unang konsulta: $49.10 Kasunod na konsulta: $24.50 WA Unang konsulta: $67.90 Kasunod na konsulta: $29 SA Unang konsulta: $58.50 Kasunod na konsulta: $30.20 TAS Unang konsulta: $34.60 Kasunod na konsulta: $21.50 NT Unang konsulta: $58.50 Kasunod na konsulta: $24	$300 kada taonKasalo ng Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy

Hindi sakop: Audiology (hearing test), Bakuna, Antenatal at postnatal care, Health management program, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental, Root canal (endodontics)
$800 kada taon
Major dental, Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aid, Blood glucose monitor, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
$300 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Salamin at contact lens
$225 kada taon
Non-PBS na resetang gamot
$300 kada taon
Physiotherapy
$300 kada taon

Mga tala ng insurer (orihinal na Ingles)

Iba pang serbisyo

Health appliances and external prostheses 2mth waiting period, Breathing appliances 12 mth waiting period, fixed benefits, sublimits and benefit replacement periods apply shared combined annual limit with Major dental. - PackageBonus, 6 mth waiting period, starts at $50 for singles and $100 couple/family per year. - Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Mga espesyal na feature

12 mth waiting period applies to surgical tooth extraction. Exercise physiology benefit is $20 for individual consultations and $10 for group consultations.

Mga madalas itanong

Magkano ang ibinabayad ng Silver Plus Smart Options para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang Silver Plus Smart Options ng hanggang $38 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $800 kada taon.

Ano ang mga waiting period ng Silver Plus Smart Options?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 6 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Psychology Walang waiting period, Acupuncture 2 buwan, Remedial massage 2 buwan, Hearing aid 36 buwan, Blood glucose monitor 24 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Orthoptics 2 buwan, Occupational therapy 2 buwan, Orthotics 2 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan.

Puwede bang bilhin nang mag-isa ang Silver Plus Smart Options?

Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Silver Plus hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

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