Gold Nil Excess
Isang Hospital + Extras na produkto mula sa nib. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.
Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.
Mga sakop na serbisyo (26)
| Serbisyo | Waiting period | Pinakamataas na benepisyo kada bisita | Taunang limit |
|---|---|---|---|
| General dental | 2 buwan |
| Hindi nakasaadKasalo ng Major dental |
| Major dental | 12 buwan |
| Hindi nakasaadKasalo ng General dental |
| Root canal (endodontics) | 12 buwan |
| Hindi nakasaad |
| Orthodontics (braces) | 12 buwan |
| Hindi nakasaad |
| Salamin at contact lens | 6 buwan |
| $300 kada taon |
| Non-PBS na resetang gamot | 2 buwan |
| $600 kada taon |
| Physiotherapy | 2 buwan |
| $900 kada taonKasalo ng Chiropractic, Acupuncture, Antenatal at postnatal care, Exercise physiology, Orthoptics, Occupational therapy, Osteopathy, Speech therapy |
| Chiropractic | 2 buwan |
| $900 kada taonKasalo ng Physiotherapy, Acupuncture, Antenatal at postnatal care, Exercise physiology, Orthoptics, Occupational therapy, Osteopathy, Speech therapy |
| Podiatry | 2 buwan |
| $300 kada taon |
| Psychology | 2 buwan |
| $300 kada taon |
| Acupuncture | 2 buwan |
| $900 kada taonKasalo ng Physiotherapy, Chiropractic, Antenatal at postnatal care, Exercise physiology, Orthoptics, Occupational therapy, Osteopathy, Speech therapy |
| Remedial massage | 2 buwan |
| Hindi nakasaadKasalo ng Chinese herbal medicine |
| Hearing aid | 36 buwan |
| $560 kada taon |
| Blood glucose monitor | 12 buwan |
| $600 kada taon |
| Antenatal at postnatal care | 2 buwan |
| $900 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Exercise physiology, Orthoptics, Occupational therapy, Osteopathy, Speech therapy |
| Chinese herbal medicine | 2 buwan |
| Hindi nakasaadKasalo ng Remedial massage |
| Dietetics | 2 buwan |
| $250 kada taon |
| Exercise physiology | 2 buwan |
| $900 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Antenatal at postnatal care, Orthoptics, Occupational therapy, Osteopathy, Speech therapy |
| Orthoptics | 2 buwan |
| $900 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Antenatal at postnatal care, Exercise physiology, Occupational therapy, Osteopathy, Speech therapy |
| Health management program | 6 buwan |
| Hindi nakasaad |
| Home nursing | 2 buwan |
| $750 kada taon |
| Occupational therapy | 2 buwan |
| $900 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Antenatal at postnatal care, Exercise physiology, Orthoptics, Osteopathy, Speech therapy |
| Orthotics | 2 buwan |
| $200 kada taon |
| Osteopathy | 2 buwan |
| $900 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Antenatal at postnatal care, Exercise physiology, Orthoptics, Occupational therapy, Speech therapy |
| Speech therapy | 2 buwan |
| $900 kada taonKasalo ng Physiotherapy, Chiropractic, Acupuncture, Antenatal at postnatal care, Exercise physiology, Orthoptics, Occupational therapy, Osteopathy |
| Bakuna | 2 buwan |
| $100 kada taon |
Hindi sakop: Audiology (hearing test)
Mga taunang limit
Iisang limit ang gamit ng mga serbisyo sa parehong grupo.
General dental, Major dental
Hindi nakasaad
Root canal (endodontics)
Hindi nakasaad
Orthodontics (braces)
Hindi nakasaad
Salamin at contact lens
$300 kada taon
Non-PBS na resetang gamot
$600 kada taon
Physiotherapy, Chiropractic, Acupuncture, Antenatal at postnatal care, Exercise physiology, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
$900 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Podiatry
$300 kada taon
Psychology
$300 kada taon
Remedial massage, Chinese herbal medicine
Hindi nakasaad
Hearing aid
$560 kada taon, 2 kada 5 taon
Blood glucose monitor
$600 kada taon, 2 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Dietetics
$250 kada taon
Health management program
Hindi nakasaad
Home nursing
$750 kada taon
Orthotics
$200 kada taon
Bakuna
$100 kada taon
Mga tala ng insurer (orihinal na Ingles)
Mga feature ng produkto
Gold provides all the benefits of Top Private Hospital cover with a range of Extras. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
Iba pang serbisyo
The General Dental annual limit includes multiple sub-limits, and for some sub-limits lifetime limits apply. Combined Other Therapies (annual limit of $900) includes acupuncture (sub-limit of $200 per person or $400 per family), antenatal services, chiropractic/osteopathy (sub-limit of $400), exercise physiology, eye therapy, occupational therapy, physiotherapy and speech pathology. Natural Therapies ($170 singles $340 family groups) includes Chinese herbalism, myotherapy and remedial massage. Artificial aids ($600) includes e.g. spacer, peak flow meter, nebuliser, blood pressure monitor, Irlen lens. Healthier Lifestyle includes nib approved weight management, quit smoking and health management programs (gym). Postnatal services are not covered under this product. Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT). PLEASE REFER TO FACTSHEET FOR FULL DETAILS.
Mga espesyal na feature
Benefit paid after current PBS patient contribution deducted - up to $60.
Mga madalas itanong
Magkano ang ibinabayad ng Gold Nil Excess para sa scale and clean?
Ano ang mga waiting period ng Gold Nil Excess?
Puwede bang bilhin nang mag-isa ang Gold Nil Excess?
May Extras na kayo? Sulitin ang inyong mga limit
Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.