Safeguard - Basic Plus $400 Excess
Isang Hospital + Extras na produkto mula sa nib. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.
Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.
Mga sakop na serbisyo (13)
| Serbisyo | Waiting period | Pinakamataas na benepisyo kada bisita | Taunang limit |
|---|---|---|---|
| General dental | 2 buwan |
| Hindi nakasaad |
| Orthodontics (braces) | 12 buwan |
| Hindi nakasaad |
| Salamin at contact lens | 6 buwan |
| $250 kada taon |
| Non-PBS na resetang gamot | 2 buwan |
| $450 kada taon |
| Physiotherapy | 2 buwan |
| $400 kada taonKasalo ng Chiropractic, Antenatal at postnatal care, Exercise physiology, Osteopathy |
| Chiropractic | 2 buwan |
| $400 kada taonKasalo ng Physiotherapy, Antenatal at postnatal care, Exercise physiology, Osteopathy |
| Psychology | 2 buwan |
| $300 kada taon |
| Remedial massage | 2 buwan |
| $170 kada taonKasalo ng Dietetics |
| Antenatal at postnatal care | 2 buwan |
| $400 kada taonKasalo ng Physiotherapy, Chiropractic, Exercise physiology, Osteopathy |
| Dietetics | 2 buwan |
| $170 kada taonKasalo ng Remedial massage |
| Exercise physiology | 2 buwan |
| $400 kada taonKasalo ng Physiotherapy, Chiropractic, Antenatal at postnatal care, Osteopathy |
| Health management program | 6 buwan |
| $200 kada taon |
| Osteopathy | 2 buwan |
| $400 kada taonKasalo ng Physiotherapy, Chiropractic, Antenatal at postnatal care, Exercise physiology |
Hindi sakop: Major dental, Root canal (endodontics), Orthoptics, Hearing aid, Audiology (hearing test), Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Speech therapy, Occupational therapy, Bakuna, Blood glucose monitor, Home nursing
Mga taunang limit
Iisang limit ang gamit ng mga serbisyo sa parehong grupo.
General dental
Hindi nakasaad
Orthodontics (braces)
Hindi nakasaad
Salamin at contact lens
$250 kada taon
Non-PBS na resetang gamot
$450 kada taon
Physiotherapy, Chiropractic, Antenatal at postnatal care, Exercise physiology, Osteopathy
$400 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Psychology
$300 kada taon
Remedial massage, Dietetics
$170 kada taon
Health management program
$200 kada taon
Mga tala ng insurer (orihinal na Ingles)
Mga feature ng produkto
nib does not have a preferred-provider-network-arrangement, but operates an nib-MediGap scheme aiming to eliminate the 'gap' payments for specialist fees in hospital. When a specialist chooses to participate in MediGap, they agree not to charge an out-of-pocket expense for your procedure. We do this by building a network of specialists who may agree to receive a higher benefit from nib than they would ordinarily receive. In exchange they do not charge nib customers an out-of-pocket expense. Ask your specialist if they'll MediGap for you! Our Going to Hospital Pack provides more ways to reduce out-of-pockets, ask us for your copy
Iba pang serbisyo
The General Dental annual limit includes multiple sub-limits, and for some sub-limits lifetime limits apply. Waiting periods for Dental treatment range between 2 and 12 months. Healthy lifestyle includes benefits for quit smoking and nicotine replacement aswell as nib approved weight management programs. Postnatal services are not covered on this product. Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT).
Mga espesyal na feature
Benefit paid after current PBS patient contribution deducted - up to $45
Mga madalas itanong
Magkano ang ibinabayad ng Safeguard - Basic Plus $400 Excess para sa scale and clean?
Ano ang mga waiting period ng Safeguard - Basic Plus $400 Excess?
Puwede bang bilhin nang mag-isa ang Safeguard - Basic Plus $400 Excess?
May Extras na kayo? Sulitin ang inyong mga limit
Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.