Top Cover - Gold $750 Excess
Isang Hospital + Extras na produkto mula sa nib. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.
Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.
Mga sakop na serbisyo (25)
| Serbisyo | Waiting period | Pinakamataas na benepisyo kada bisita | Taunang limit |
|---|---|---|---|
| General dental | 2 buwan |
| $600 kada taon |
| Major dental | 12 buwan |
| $1,200 kada taonKasalo ng Root canal (endodontics) |
| Root canal (endodontics) | 12 buwan |
| $1,200 kada taonKasalo ng Major dental |
| Orthodontics (braces) | 12 buwan |
| $500 kada taon |
| Salamin at contact lens | 6 buwan |
| $300 kada taon |
| Non-PBS na resetang gamot | 2 buwan |
| $500 kada taon |
| Physiotherapy | 2 buwan |
| $550 kada taonKasalo ng Chiropractic, Exercise physiology, Osteopathy |
| Chiropractic | 2 buwan |
| $550 kada taonKasalo ng Physiotherapy, Exercise physiology, Osteopathy |
| Podiatry | 2 buwan |
| $400 kada taonKasalo ng Antenatal at postnatal care, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Psychology | 2 buwan |
| $300 kada taon |
| Acupuncture | 2 buwan |
| $250 kada taonKasalo ng Remedial massage, Chinese herbal medicine |
| Remedial massage | 2 buwan |
| $250 kada taonKasalo ng Acupuncture, Chinese herbal medicine |
| Hearing aid | 36 buwan |
| $800 kada taonKasalo ng Blood glucose monitor, Orthotics |
| Blood glucose monitor | 12 buwan |
| $800 kada taonKasalo ng Hearing aid, Orthotics |
| Antenatal at postnatal care | 2 buwan |
| $400 kada taonKasalo ng Podiatry, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Chinese herbal medicine | 2 buwan |
| $250 kada taonKasalo ng Acupuncture, Remedial massage |
| Dietetics | 2 buwan |
| $400 kada taonKasalo ng Podiatry, Antenatal at postnatal care, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Exercise physiology | 2 buwan |
| $550 kada taonKasalo ng Physiotherapy, Chiropractic, Osteopathy |
| Orthoptics | 2 buwan |
| $400 kada taonKasalo ng Podiatry, Antenatal at postnatal care, Dietetics, Home nursing, Occupational therapy, Speech therapy |
| Health management program | 6 buwan |
| $250 kada taon |
| Home nursing | 2 buwan |
| $400 kada taonKasalo ng Podiatry, Antenatal at postnatal care, Dietetics, Orthoptics, Occupational therapy, Speech therapy |
| Occupational therapy | 2 buwan |
| $400 kada taonKasalo ng Podiatry, Antenatal at postnatal care, Dietetics, Orthoptics, Home nursing, Speech therapy |
| Orthotics | 2 buwan |
| $800 kada taonKasalo ng Hearing aid, Blood glucose monitor |
| Osteopathy | 2 buwan |
| $550 kada taonKasalo ng Physiotherapy, Chiropractic, Exercise physiology |
| Speech therapy | 2 buwan |
| $400 kada taonKasalo ng Podiatry, Antenatal at postnatal care, Dietetics, Orthoptics, Home nursing, Occupational therapy |
Hindi sakop: Audiology (hearing test), Bakuna
Mga taunang limit
Iisang limit ang gamit ng mga serbisyo sa parehong grupo.
General dental
$600 kada taon
Major dental, Root canal (endodontics)
$1,200 kada taon
Orthodontics (braces)
$500 kada taon, $2,800 habambuhay
Salamin at contact lens
$300 kada taon
Non-PBS na resetang gamot
$500 kada taon
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$550 kada taon
Podiatry, Antenatal at postnatal care, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy
$400 kada taon
Psychology
$300 kada taon
Acupuncture, Remedial massage, Chinese herbal medicine
$250 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Hearing aid, Blood glucose monitor, Orthotics
$800 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Health management program
$250 kada taon
Mga tala ng insurer (orihinal na Ingles)
Mga feature ng produkto
Service limits apply to hearing aids, blood glucose monitors and artificial aids. For those who wanted peace of mind by having the best cover. You can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
Iba pang serbisyo
Other Therapies ($400) includes antenatal services, dietary advice, eye therapy, home nursing, occupational therapy, podiatry, postnatal services, and speech pathology. Hearing aids / Artificial aids / Orthotics ($800) e.g. spacer, peak flow meter, nebuliser, blood glucose monitor, Irlen lens (service limits apply). Myotherapy: combined limit of $250 with acupuncture, remedial massage and Chinese herbalism. Healthier Lifestyle includes nib approved weight management, quit smoking and health management programs (gym, personal trainer) and more (service limits apply). Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT). Non-PBS pharmaceuticals have a sub limit of $150 for Weight Management Medication.
Mga espesyal na feature
Benefit paid after current PBS patient contribution deducted
Mga madalas itanong
Magkano ang ibinabayad ng Top Cover - Gold $750 Excess para sa scale and clean?
Ano ang mga waiting period ng Top Cover - Gold $750 Excess?
Puwede bang bilhin nang mag-isa ang Top Cover - Gold $750 Excess?
May Extras na kayo? Sulitin ang inyong mga limit
Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.