Hospital + ExtrasIbinebenta

Packaged Ultimate Gold

Isang Hospital + Extras na produkto mula sa St Lukes Health. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Mga sakop na serbisyo (25)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	Periodic exam (012): 100% ng singil Scale and clean (114): 100% ng singil Fluoride (121): $36 Bunot ng ngipin (322): $208	$1,250 kada taon
Major dental	12 buwan	Full crown (615): $1,040	$2,000 kada taonKasalo ng Root canal (endodontics)
Root canal (endodontics)	12 buwan	Root canal (417): $203	$2,000 kada taonKasalo ng Major dental
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): 100% ng singil	$1,200 kada taon
Salamin at contact lens	6 buwan	Single vision lens at frame: $350 Multifocal lens at frame: $350	$350 kada taon
Non-PBS na resetang gamot	2 buwan	Bawat reseta: $90	$600 kada taon
Physiotherapy	2 buwan	Unang konsulta: $61 Kasunod na konsulta: $56	$1,000 kada taonKasalo ng Antenatal at postnatal care, Exercise physiology
Chiropractic	2 buwan	Unang konsulta: $46 Kasunod na konsulta: $34	Hindi nakasaadKasalo ng Acupuncture, Osteopathy
Podiatry	2 buwan	Unang konsulta: $55 Kasunod na konsulta: $45	$1,000 kada taonKasalo ng Dietetics, Orthoptics, Occupational therapy, Speech therapy
Psychology	2 buwan	Unang konsulta: $160 Kasunod na konsulta: $125	Hindi nakasaad
Acupuncture	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $35	Hindi nakasaadKasalo ng Chiropractic, Osteopathy
Remedial massage	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $35	$500 kada taonKasalo ng Chinese herbal medicine
Hearing aid	36 buwan	Bawat hearing aid: $1,250	Hindi nakasaad
Blood glucose monitor	12 buwan	Blood glucose monitor: $200	Hindi nakasaadKasalo ng Orthotics
Audiology (hearing test)	2 buwan	Unang konsulta: $55 Kasunod na konsulta: $55	Hindi nakasaad
Antenatal at postnatal care	2 buwan	Unang konsulta: $56 Kasunod na konsulta: $56	$1,000 kada taonKasalo ng Physiotherapy, Exercise physiology
Chinese herbal medicine	2 buwan	Unang konsulta: $37 Kasunod na konsulta: $33	$500 kada taonKasalo ng Remedial massage
Dietetics	2 buwan	Unang konsulta: $80 Kasunod na konsulta: $50	$1,000 kada taonKasalo ng Podiatry, Orthoptics, Occupational therapy, Speech therapy
Exercise physiology	2 buwan	Unang konsulta: $60 Kasunod na konsulta: $45	$1,000 kada taonKasalo ng Physiotherapy, Antenatal at postnatal care
Orthoptics	2 buwan	Unang konsulta: $70 Kasunod na konsulta: $43	$1,000 kada taonKasalo ng Podiatry, Dietetics, Occupational therapy, Speech therapy
Home nursing	2 buwan	Unang konsulta: $55	$500 kada taon
Occupational therapy	2 buwan	Unang konsulta: $85 Kasunod na konsulta: $60	$1,000 kada taonKasalo ng Podiatry, Dietetics, Orthoptics, Speech therapy
Orthotics	12 buwan	Bawat pares ng orthotics: $250	Hindi nakasaadKasalo ng Blood glucose monitor
Osteopathy	2 buwan	Unang konsulta: $60 Kasunod na konsulta: $50	Hindi nakasaadKasalo ng Chiropractic, Acupuncture
Speech therapy	2 buwan	Unang konsulta: $130 Kasunod na konsulta: $82	$1,000 kada taonKasalo ng Podiatry, Dietetics, Orthoptics, Occupational therapy

Hindi sakop: Bakuna, Health management program

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental
$1,250 kada taon
Major dental, Root canal (endodontics)
$2,000 kada taon
Orthodontics (braces)
$1,200 kada taon, $3,000 habambuhay
Salamin at contact lens
$350 kada taon
Non-PBS na resetang gamot
$600 kada taon
Physiotherapy, Antenatal at postnatal care, Exercise physiology
$1,000 kada taon
Chiropractic, Acupuncture, Osteopathy
Hindi nakasaad
Podiatry, Dietetics, Orthoptics, Occupational therapy, Speech therapy
$1,000 kada taon
Psychology
Hindi nakasaad
Hearing aid
2 kada 5 taon
Blood glucose monitor, Orthotics
Hindi nakasaad
Remedial massage, Chinese herbal medicine
$500 kada taon
Audiology (hearing test)
2 kada taon
Home nursing
$500 kada taon

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

Orthodontic limit included in annual Major Dental limit. Diabetes Education & Nutrition benefits included in Dietetics sub-limit. Member rewards apply after 5 years continuous membership. Other services covered: include laser eye surgery, neuropsychology and approved health management programs. **Limits apply to individual Health Appliances & Aids

Iba pang serbisyo

Acupuncture, Remedial massage, Western herbal medicine, Alexander Technique, Myotherapy, Naturopathy and Shiatsu are included in the Alternative Therapies annual limit.

Mga espesyal na feature

Under Preventative Dental, we pay up to 100% of the average fee charged Australia wide up to the maximum benefit for each eligible service. This applies to examinations, x-rays, scale and clean and fissure sealing. If your dentist charges above the maximum benefit, or in excess of the average fee, a gap or out of pocket may apply. Annual limits, fund rules and waiting periods apply. A 2-month waiting period applies to Psychology with the exception of functional assessment for the purpose of diagnosing ADHS and/or autism spectrum disorders diagnosis which has a 12-month waiting period.

Mga madalas itanong

Magkano ang ibinabayad ng Packaged Ultimate Gold para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang Packaged Ultimate Gold ng 100% ng singil para sa scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $1,250 kada taon.

Ano ang mga waiting period ng Packaged Ultimate Gold?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 6 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Psychology 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Hearing aid 36 buwan, Blood glucose monitor 12 buwan, Audiology (hearing test) 2 buwan, Antenatal at postnatal care 2 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Orthoptics 2 buwan, Home nursing 2 buwan, Occupational therapy 2 buwan, Orthotics 12 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan.

Puwede bang bilhin nang mag-isa ang Packaged Ultimate Gold?

Pinagsasama ng produktong ito ang hospital at Extras sa iisang policy, na may Gold hospital cover.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

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