Healthcover Extras
Isang Extras-only na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.
Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.
Mga sakop na serbisyo (24)
| Serbisyo | Waiting period | Pinakamataas na benepisyo kada bisita | Taunang limit |
|---|---|---|---|
| General dental | 2 buwan |
| $450 kada taon |
| Major dental | 12 buwan |
| $750 kada taon |
| Root canal (endodontics) | 12 buwan |
| $550 kada taon |
| Orthodontics (braces) | 12 buwan |
| $400 kada taon |
| Salamin at contact lens | 2 buwan |
| $210 kada taon |
| Non-PBS na resetang gamot | 2 buwan |
| $700 kada taonKasalo ng Bakuna |
| Physiotherapy | 2 buwan |
| $750 kada taonKasalo ng Dietetics, Orthoptics, Occupational therapy, Speech therapy |
| Chiropractic | 2 buwan |
| $350 kada taonKasalo ng Exercise physiology, Osteopathy |
| Podiatry | 2 buwan |
| $250 kada taon |
| Psychology | 2 buwan |
| $300 kada taon |
| Acupuncture | 2 buwan |
| $300 kada taonKasalo ng Remedial massage, Chinese herbal medicine |
| Remedial massage | 2 buwan |
| $300 kada taonKasalo ng Acupuncture, Chinese herbal medicine |
| Hearing aid | 12 buwan |
| $1,000 kada taonKasalo ng Blood glucose monitor |
| Blood glucose monitor | 12 buwan |
| $1,000 kada taonKasalo ng Hearing aid |
| Chinese herbal medicine | 2 buwan |
| $300 kada taonKasalo ng Acupuncture, Remedial massage |
| Dietetics | 2 buwan |
| $750 kada taonKasalo ng Physiotherapy, Orthoptics, Occupational therapy, Speech therapy |
| Exercise physiology | 2 buwan |
| $350 kada taonKasalo ng Chiropractic, Osteopathy |
| Orthoptics | 2 buwan |
| $750 kada taonKasalo ng Physiotherapy, Dietetics, Occupational therapy, Speech therapy |
| Health management program | 2 buwan |
| $150 kada taon |
| Occupational therapy | 2 buwan |
| $750 kada taonKasalo ng Physiotherapy, Dietetics, Orthoptics, Speech therapy |
| Orthotics | 12 buwan |
| $120 kada taon |
| Osteopathy | 2 buwan |
| $350 kada taonKasalo ng Chiropractic, Exercise physiology |
| Speech therapy | 2 buwan |
| $750 kada taonKasalo ng Physiotherapy, Dietetics, Orthoptics, Occupational therapy |
| Bakuna | 2 buwan |
| $700 kada taonKasalo ng Non-PBS na resetang gamot |
Hindi sakop: Audiology (hearing test), Antenatal at postnatal care, Home nursing
Mga taunang limit
Iisang limit ang gamit ng mga serbisyo sa parehong grupo.
General dental
$450 kada taon
Major dental
$750 kada taon
Kasama rin ang iba pang serbisyong hindi nakalista
Root canal (endodontics)
$550 kada taon
Orthodontics (braces)
$400 kada taon, $2,200 habambuhay
Salamin at contact lens
$210 kada taon
Non-PBS na resetang gamot, Bakuna
$700 kada taon
Physiotherapy, Dietetics, Orthoptics, Occupational therapy, Speech therapy
$750 kada taon
Chiropractic, Exercise physiology, Osteopathy
$350 kada taon
Podiatry
$250 kada taon
Psychology
$300 kada taon
Acupuncture, Remedial massage, Chinese herbal medicine
$300 kada taon
Hearing aid, Blood glucose monitor
$1,000 kada taon, 1 kada 3 taon
Kasama rin ang iba pang serbisyong hindi nakalista
Health management program
$150 kada taon
Orthotics
$120 kada taon
Mga tala ng insurer (orihinal na Ingles)
Mga feature ng produkto
Healthcover Extras is a medium level of extras. Includes Health Management Programs to a limit of $150 per person/$300 per policy. Members holding Top Hospital Gold, Healthy First Silver Plus or Healthstart Hospital Silver Plus are entitiled to Health Dollars. Health Dollars can be used to reduce hospital excess or top up current extras benefits. A higher psychology benefit ($75) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year.
Iba pang serbisyo
Preventative & Diagnostic dental have service limits which are not included in the anual limit. Orthodontic accrues annually up to a lifetime limit of $2,200 for Orthodontist ($1,800 for General Dentist). Dentures - $700 limit renews every 3 years from the date of service. Crowns & bridges receive an increased annual limit of $1,000 after 5 years membership. Endodontic limit ($550) includes In chair teeth whitening treatment provided by a dentist, surgical extractions and periodontic services. A service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months. Mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved OCBT courses) included. A higher psychology benefit ($75) may apply after Medicare Mental Health Treatment Plan is used up for the remainder of the calendar year. Hearing aid limit renews every 3 years from the date of service. $185 annual limit for orthopeadic shoes with a $150 sub-limit on foot orthotics (foot orthotics limited to 1 pair per person per year).
Mga espesyal na feature
100% back on 2 dental check-ups, prescription glasses and free digital retinal imaging with an eye test, an initial physio, chiro, osteo, podiatry consult as well as 100% back or reduced cost on high quality hearing aids through our partnership with Connect Hearing. Available at participating providers and subject to annual limits.
Mga madalas itanong
Magkano ang ibinabayad ng Healthcover Extras para sa scale and clean?
Ano ang mga waiting period ng Healthcover Extras?
Puwede bang bilhin nang mag-isa ang Healthcover Extras?
May Extras na kayo? Sulitin ang inyong mga limit
Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.