Extras-onlySarado na

Smart Extras

Isang Extras-only na produkto mula sa HCF. Nasa ibaba ang cover na nakarehistro sa data ng pamahalaan: waiting period, benepisyo kada bisita at taunang limit ng bawat serbisyo.

Petsa ng data ng pamahalaan: Oktubre 1, 2026

Sarado na ang produktong ito: hindi na ito tumatanggap ng bagong miyembro, pero patuloy itong magagamit ng mga dati nang miyembro.

Mga sakop na serbisyo (21)

Serbisyo	Waiting period	Pinakamataas na benepisyo kada bisita	Taunang limit
General dental	2 buwan	Periodic exam (012): $33 Scale and clean (114): $67 Fluoride (121): $27	$400 kada taon
Major dental	12 buwan	Bunot ng ngipin (322): $165 Full crown (615): $650	$700 kada taon
Root canal (endodontics)	12 buwan	Root canal (417): $148	$400 kada taon
Orthodontics (braces)	12 buwan	Braces sa itaas at ibaba + retainer (881): $400	$400 kada taon
Salamin at contact lens	2 buwan	Single vision lens at frame: 100% ng singil Multifocal lens at frame: 100% ng singil	$200 kada taon
Non-PBS na resetang gamot	2 buwan	Bawat reseta: $50	$600 kada taonKasalo ng Bakuna
Physiotherapy	2 buwan	Unang konsulta: $51 Kasunod na konsulta: $47	$700 kada taonKasalo ng Dietetics, Orthoptics, Occupational therapy, Speech therapy
Chiropractic	2 buwan	Unang konsulta: $37 Kasunod na konsulta: $32	$350 kada taonKasalo ng Exercise physiology, Osteopathy
Podiatry	2 buwan	Unang konsulta: $36 Kasunod na konsulta: $30	$200 kada taon
Acupuncture	2 buwan	Unang konsulta: $35 Kasunod na konsulta: $25	$300 kada taonKasalo ng Remedial massage, Chinese herbal medicine
Remedial massage	2 buwan	Unang konsulta: $35 Kasunod na konsulta: $25	$300 kada taonKasalo ng Acupuncture, Chinese herbal medicine
Chinese herbal medicine	2 buwan	Unang konsulta: $35 Kasunod na konsulta: $20	$300 kada taonKasalo ng Acupuncture, Remedial massage
Dietetics	2 buwan	Unang konsulta: $45 Kasunod na konsulta: $45	$700 kada taonKasalo ng Physiotherapy, Orthoptics, Occupational therapy, Speech therapy
Exercise physiology	2 buwan	Unang konsulta: $32 Kasunod na konsulta: $32	$350 kada taonKasalo ng Chiropractic, Osteopathy
Orthoptics	2 buwan	Unang konsulta: $40 Kasunod na konsulta: $32	$700 kada taonKasalo ng Physiotherapy, Dietetics, Occupational therapy, Speech therapy
Health management program	2 buwan	Health management program: $150	$150 kada taon
Occupational therapy	2 buwan	Unang konsulta: $62 Kasunod na konsulta: $62	$700 kada taonKasalo ng Physiotherapy, Dietetics, Orthoptics, Speech therapy
Orthotics	12 buwan	Bawat pares ng orthotics: $120	$120 kada taon
Osteopathy	2 buwan	Unang konsulta: $47 Kasunod na konsulta: $39	$350 kada taonKasalo ng Chiropractic, Exercise physiology
Speech therapy	2 buwan	Unang konsulta: $60 Kasunod na konsulta: $60	$700 kada taonKasalo ng Physiotherapy, Dietetics, Orthoptics, Occupational therapy
Bakuna	2 buwan	Bawat bakuna: $50	$600 kada taonKasalo ng Non-PBS na resetang gamot

Hindi sakop: Hearing aid, Audiology (hearing test), Psychology, Blood glucose monitor, Antenatal at postnatal care, Home nursing

Mga taunang limit

Iisang limit ang gamit ng mga serbisyo sa parehong grupo.

General dental
$400 kada taon
Major dental
$700 kada taon
Root canal (endodontics)
$400 kada taon
Orthodontics (braces)
$400 kada taon, $1,800 habambuhay
Salamin at contact lens
$200 kada taon
Non-PBS na resetang gamot, Bakuna
$600 kada taon
Physiotherapy, Dietetics, Orthoptics, Occupational therapy, Speech therapy
$700 kada taon
Chiropractic, Exercise physiology, Osteopathy
$350 kada taon
Podiatry
$200 kada taon
Acupuncture, Remedial massage, Chinese herbal medicine
$300 kada taon
Health management program
$150 kada taon
Orthotics
$120 kada taon

Mga tala ng insurer (orihinal na Ingles)

Mga feature ng produkto

Cover includes Health Management Programs to a limit of $150 per person /$300 per policy. Health Dollars Loyalty Rewards apply to a max after 4 years of $200 per person /$400 per family policy. Health Dollars Loyalty Rewards can be used to reduce hospital excess or top up current extras benefits.

Iba pang serbisyo

General dental has service limits which are not included in the annual limit. A combined limit of $400 includes Endodontic, periodontic, oral surgery & In chair teeth whitening treatment provided by a dentist, a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months. Crowns, bridges and dentures have a combined annual limit of $700. Limit for dentures renews every 3 years. p. The $400 endodontic limit includes surgical extractions and periodontic services. The orthodontic limit accrues annually up to a lifetime limit of $1,800 for an Orthodontist ($1,500 for General Dentist). Foot orthotics limited to 1 pair per person per year. HCF-approved Online Cognitive Behavioural Therapy courses with a separate annual limit per person/ per policy. For selected therapies, benefits are lower after 14 visits.

Mga espesyal na feature

100% back on 2 dental check-ups, prescription glasses and free digital retinal imaging with an eye test, an initial physio, chiro, osteo, podiatry consult as well as 100% back on high quality hearing aids. Available at participating providers and subject to annual limits.

Mga madalas itanong

Magkano ang ibinabayad ng Smart Extras para sa scale and clean?

Ayon sa data ng pamahalaan, nagbabayad ang Smart Extras ng hanggang $67 kada scale and clean (114), at 2 buwan ang general dental waiting period. Taunang limit para sa general dental: $400 kada taon.

Ano ang mga waiting period ng Smart Extras?

General dental 2 buwan, Major dental 12 buwan, Root canal (endodontics) 12 buwan, Orthodontics (braces) 12 buwan, Salamin at contact lens 2 buwan, Non-PBS na resetang gamot 2 buwan, Physiotherapy 2 buwan, Chiropractic 2 buwan, Podiatry 2 buwan, Acupuncture 2 buwan, Remedial massage 2 buwan, Chinese herbal medicine 2 buwan, Dietetics 2 buwan, Exercise physiology 2 buwan, Orthoptics 2 buwan, Health management program 2 buwan, Occupational therapy 2 buwan, Orthotics 12 buwan, Osteopathy 2 buwan, Speech therapy 2 buwan, Bakuna 2 buwan.

Puwede bang bilhin nang mag-isa ang Smart Extras?

Hindi. Kailangan ninyong may kahit anong hospital cover mula sa HCF nang sabay.

May Extras na kayo? Sulitin ang inyong mga limit

Sabihin sa amin ang inyong insurer at pangalan ng produkto. Tutulungan namin kayong makita kung ano ang ma-claim ninyo at hahanapin ang mga provider na nagsasalita ng Filipino at may HICAPS para makapag-claim agad.

Libreng pagtutugma