Your monthly Extras premium already pays for this year's dental, optical and physio limits. If your insurer resets on the calendar year, whatever is unused after 31 December is usually gone. This checklist helps you use it in time.
Step 1: check your reset date and what's left
Open your insurer's app, check each category's limit and usage, and confirm whether it resets on 1 January, 1 July or your membership anniversary.
Step 2: book these first
- Dental check-up and clean: many policies cover two a year — there may be time for one more.
- Glasses: one pair often uses the whole optical limit — think about new frames or a spare pair.
- Physio, massage or acupuncture: if your neck or back is bothering you, book the sessions your practitioner recommends.
- Podiatry, dietitian or psychology: don't forget these if your cover includes them.
Step 3: book early
November and December are the busiest months for providers, and Chinese-speaking practitioners book out fastest. Booking now gives you more choice — or ask our team to book for you, free.
A reminder: follow your practitioner's advice on what you need. Don't book treatment you don't need just to use up a limit.