Australian Extras product lookup

What does your Extras cover include, how long do you wait, and how much do you get back? Using the data the Australian Government publishes each month on privatehealth.gov.au, we've organised 869 products on sale from 23 health funds, plus 837 closed products that existing members still hold.

Government data date: 1 October 2026

Browse by insurer

Choose an insurer to see all its products, on sale and closed.

Browse by service

See waiting periods, benefits per visit and annual limits for one service across each insurer's products.

Dental

Eyes and hearing

Physio and rehab

Chinese medicine and massage

Mental health, nutrition and child development

Medicines and other

4 things to check in an Extras product

1Waiting periods
After you join, you wait before you can claim. Common services like general dental and physio usually have 2 months; major dental and hearing aids usually 12 months.
2Benefit per visit
Each service pays up to a fixed amount per visit (for example $60 for a scale and clean), or a percentage of the fee (for example 60%). You pay the rest.
3Annual limits
The most you can claim for a service each year. Many products share one limit across several services, such as physio, chiro and osteo. Limits reset each calendar year or membership year, depending on the fund.
4Purchase rules
Some Extras can be bought on their own; others must be held with a hospital policy from the same fund. Each product page shows its rule.

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Frequently asked questions

How many Extras products are there in Australia?

Government data dated 1 October 2026 lists 869 products on sale that include Extras from 23 open health funds: 242 Extras-only products and 627 Hospital + Extras packages. Another 837 products are closed to new members, but existing members can keep using them.

How long are Extras waiting periods?

The most common waiting periods among products on sale: general dental 2 months, major dental 12 months, glasses 2 months, physio 2 months. Each product sets its own.

Can I buy Extras without hospital cover?

Yes, but not every product allows it. Of the 242 Extras-only products on sale, 219 can be bought on their own; the rest must be held with a hospital policy from the same fund.

How often is this data updated?

The government publishes data on every health insurance product each month, and we update after each release. The current data date is 1 October 2026.

Can I still use a closed product?

Closed means the product no longer accepts new members. Existing members can keep it and keep claiming, and you can still find its cover on the insurer's page here.