Extras-onlyClosed

First Start Extras

A Extras-only product from Phoenix Health Fund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (6)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 70% of the fee Scale and clean (114): 70% of the fee Fluoride (121): 70% of the fee Extraction (322): 70% of the fee	$400 a yearShared with Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture, Remedial massage
Glasses and contact lenses	6 months	Single vision lenses and frames: 70% of the fee Multifocal lenses and frames: 70% of the fee	$400 a yearShared with General dental, Physiotherapy, Chiropractic, Acupuncture, Remedial massage
Physiotherapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with General dental, Glasses and contact lenses, Chiropractic, Acupuncture, Remedial massage
Chiropractic	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with General dental, Glasses and contact lenses, Physiotherapy, Acupuncture, Remedial massage
Acupuncture	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with General dental, Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage
Remedial massage	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with General dental, Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Osteopathy, Exercise physiology, Podiatry, Orthotics, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture, Remedial massage
$400 a year, $150 per service

Frequently asked questions

How much does First Start Extras pay for a scale and clean?

According to government data, First Start Extras pays 70% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $400 a year.

What are the waiting periods for First Start Extras?

General dental 2 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months.

Can First Start Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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