Chiropractic cover in Extras

756 products on sale cover Chiropractic (87% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.

Government data date: 1 October 2026

Products on sale covering Chiropractic: 756
Most common waiting period: 2 months
Initial visit: median benefit: $40
Median annual limit: $400

Chiropractic cover by insurer

The government publishes benefits for "Initial visit" as the representative item for Chiropractic. What you actually get back also depends on the provider's fee and your remaining limit.

Insurer	Products on sale covering it	Waiting period	Initial visit: benefit	Annual limit
ahm	19 of 23	0–2 months	$30–$44 / 50%–70%	$200–$1,100
AIA Health	103 of 103	2 months	$35–$45 / 50%–70%	$200–$1,200
Australian Unity	11 of 13	2 months	$40–$50 / 50%–60%	$200–$1,100
Bupa	31 of 32	2 months	$31.50–$66 / 50%–60%	$350–$1,150
GMHBA	23 of 23	2 months	$26–$39 / 50%–65%	$250–$2,000
HBF	8 of 8	2 months	$22–$40 / 50%–70%	$200–$1,000
HCF	12 of 13	2 months	$30–$45 / 60%	$100–$1,200
HCi	18 of 18	2 months	$30–$45	$175–$500
Health Partners	171 of 255	2 months	$30–$50 / 60%	$150–$1,300
HIF	13 of 13	2 months	$25–$40 / 50%–60%	$300–$550
Hunter Health Insurance	44 of 44	2 months	$26–$40	$300–$600
Latrobe Health Services	7 of 7	2 months	$26–$45 / 60%	$250–$550
Medibank	19 of 22	2 months	$37.30–$74.90	$200–$1,000
Mildura Health Fund	5 of 6	2 months	$25–$40	$390–$600
nib	42 of 56	2 months	50%–75%	$150–$750
onemedifund	1 of 1	2 months	$40	$750
Peoplecare	68 of 68	2 months	$40–$55 / 60%	$300–$1,000
Phoenix Health Fund	45 of 45	2 months	50%–60%	$400–$800
Queensland Country Health Fund	50 of 50	2 months	$39–$55	$500–$1,400
RT Health	39 of 39	2 months	$37–$49	$300–$500
see-u by HBF	4 of 4	2 months	$35 / 50%–60%	$200–$300
St Lukes Health	15 of 17	2 months	$36–$53	$300–$500
Westfund	8 of 9	2 months	$25–$40 / 50%–60%	$300–$600

Many products share the Chiropractic limit with other services, so claiming one leaves less for the others. Check each product page for details.

Ready to book Chiropractic?

See what Chiropractic usually costs and how private health insurance pays, then find nearby providers who speak your language and offer HICAPS.

Find a chiropractor

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching

Frequently asked questions

How long is the waiting period for Chiropractic?

The most common is 2 months among products on sale (range across all products: 0–2 months).

How much does Extras pay for Chiropractic?

For "Initial visit", products on sale pay up to $22–$74.90 per visit, with a median of $40.

Which insurers cover Chiropractic?

756 products on sale from 23 insurers cover Chiropractic: ahm, AIA Health, Australian Unity, Bupa, GMHBA, HBF, HCF, HCi, Health Partners, HIF, Hunter Health Insurance, Latrobe Health Services, Medibank, Mildura Health Fund, nib, onemedifund, Peoplecare, Phoenix Health Fund, Queensland Country Health Fund, RT Health, see-u by HBF, St Lukes Health, Westfund.