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Starter Extras

A Extras-only product from Bupa. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (6)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $34.10 Scale and clean (114): $71.40 Fluoride (121): $19.50 Extraction (322): $81 VIC Periodic exam (012): $29.15 Scale and clean (114): $66.50 Fluoride (121): $20.50 Extraction (322): $84 QLD Periodic exam (012): $22 Scale and clean (114): $46.35 Fluoride (121): $18.50 Extraction (322): $80 WA Periodic exam (012): $34.10 Scale and clean (114): $59.95 Fluoride (121): $16.50 Extraction (322): $84 SA Periodic exam (012): $26.95 Scale and clean (114): $56.15 Fluoride (121): $18.50 Extraction (322): $75 TAS Periodic exam (012): $24.20 Scale and clean (114): $49.05 Fluoride (121): $18.50 Extraction (322): $84 NT Periodic exam (012): $26.95 Scale and clean (114): $57.75 Fluoride (121): $16.50 Extraction (322): $84	$500 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Glasses and contact lenses	2 months	Single vision lenses and frames: $150 Multifocal lenses and frames: $150	$150 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $39.95 Subsequent visit: $30.80 VIC, TAS Initial visit: $33.30 Subsequent visit: $22 QLD Initial visit: $36.65 Subsequent visit: $28.60 WA Initial visit: $36.65 Subsequent visit: $27.50 SA Initial visit: $29.95 Subsequent visit: $20.90 NT Initial visit: $31.10 Subsequent visit: $23.10	$500 a yearShared with General dental, Chiropractic, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $40 Subsequent visit: $27 VIC, TAS Initial visit: $32 Subsequent visit: $22 QLD Initial visit: $35 Subsequent visit: $24 WA Initial visit: $31 Subsequent visit: $23 SA Initial visit: $31 Subsequent visit: $20 NT Initial visit: $34 Subsequent visit: $22	$500 a yearShared with General dental, Physiotherapy, Osteopathy
Remedial massage	2 months	Initial visit: $26 Subsequent visit: $22.10	$100 a year
Osteopathy	2 months	NSW / ACT Initial visit: $40 Subsequent visit: $27 VIC, TAS Initial visit: $32 Subsequent visit: $22 QLD Initial visit: $35 Subsequent visit: $24 WA Initial visit: $31 Subsequent visit: $23 SA Initial visit: $31 Subsequent visit: $20 NT Initial visit: $34 Subsequent visit: $22	$500 a yearShared with General dental, Physiotherapy, Chiropractic

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Physiotherapy, Chiropractic, Osteopathy
$500 a year
Glasses and contact lenses
$150 a year
Remedial massage
$100 a year

Insurer's notes (original English)

Product features

You’ll get access to higher set benefits at our Optical Partners including a ‘no-gap’ fixed-priced package experience on glasses, yearly limits and waiting periods apply.

Special features

Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months.

Frequently asked questions

How much does Starter Extras pay for a scale and clean?

According to government data, Starter Extras pays up to $71.40 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Starter Extras?

General dental 2 months, Glasses and contact lenses 2 months, Physiotherapy 2 months, Chiropractic 2 months, Remedial massage 2 months, Osteopathy 2 months.

Can Starter Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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