Osteopathy cover in Extras

720 products on sale cover Osteopathy (83% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.

Government data date: 1 October 2026

Products on sale covering Osteopathy: 720
Most common waiting period: 2 months
Initial visit: median benefit: $40
Median annual limit: $400

Osteopathy cover by insurer

The government publishes benefits for "Initial visit" as the representative item for Osteopathy. What you actually get back also depends on the provider's fee and your remaining limit.

Insurer	Products on sale covering it	Waiting period	Initial visit: benefit	Annual limit
ahm	19 of 23	0–2 months	$30–$44 / 50%–70%	$200–$1,100
AIA Health	103 of 103	2 months	$40–$45 / 50%–70%	$200–$1,200
Australian Unity	11 of 13	2 months	$40–$50 / 50%–60%	$200–$1,100
Bupa	31 of 32	2 months	$38.50–$81 / 50%–60%	$350–$1,150
GMHBA	23 of 23	2 months	$26–$39 / 50%–65%	$250–$2,000
HBF	8 of 8	2 months	$33–$52 / 50%–70%	$200–$1,000
HCF	12 of 13	2 months	$38–$50 / 60%	$100–$1,200
HCi	18 of 18	2 months	$30–$45	$175–$500
Health Partners	171 of 255	2 months	$30–$50 / 60%	$150–$1,300
HIF	12 of 13	2 months	$25–$40 / 50%–60%	$300–$550
Hunter Health Insurance	33 of 44	2 months	$26–$35	$300–$600
Latrobe Health Services	7 of 7	2 months	$25–$45 / 60%	$250–$550
Medibank	19 of 22	2 months	$37.30–$74.90	$200–$1,000 / No limit
Mildura Health Fund	5 of 6	2 months	$27–$50	$390–$600
nib	42 of 56	2 months	50%–75%	$150–$750
onemedifund	1 of 1	2 months	$40	$750
Peoplecare	68 of 68	2 months	$40–$55 / 60%	$300–$1,000
Phoenix Health Fund	34 of 45	2 months	50%–60%	$400–$800
Queensland Country Health Fund	37 of 50	2 months	$39–$55	$500–$1,400
RT Health	39 of 39	2 months	$39–$53	$300–$500
see-u by HBF	4 of 4	2 months	$35 / 50%–60%	$200–$300
St Lukes Health	15 of 17	2 months	$38–$65	$300–$500
Westfund	8 of 9	2 months	$25–$40 / 50%–60%	$300–$600

Many products share the Osteopathy limit with other services, so claiming one leaves less for the others. Check each product page for details.

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Frequently asked questions

How long is the waiting period for Osteopathy?

The most common is 2 months among products on sale (range across all products: 0–2 months).

How much does Extras pay for Osteopathy?

For "Initial visit", products on sale pay up to $25–$81 per visit, with a median of $40.

Which insurers cover Osteopathy?

720 products on sale from 23 insurers cover Osteopathy: ahm, AIA Health, Australian Unity, Bupa, GMHBA, HBF, HCF, HCi, Health Partners, HIF, Hunter Health Insurance, Latrobe Health Services, Medibank, Mildura Health Fund, nib, onemedifund, Peoplecare, Phoenix Health Fund, Queensland Country Health Fund, RT Health, see-u by HBF, St Lukes Health, Westfund.