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SILVER+ Pregnancy Hospital & Ideal Extras (Excess1) (Single)

A Hospital + Extras product from Hunter Health Insurance. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (12)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $22
  • Scale and clean (114): $36
  • Fluoride (121): $25
  • Extraction (322): $55
$400 a year
Glasses and contact lenses2 months
  • Single vision lenses and frames: $145
  • Multifocal lenses and frames: $185
Not stated
Non-PBS prescription medicines2 months
  • Per prescription: $50
$450 a year
Physiotherapy2 months
  • Initial visit: $36
  • Subsequent visit: $30
$600 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Occupational therapy, Speech therapy
Chiropractic2 months
  • Initial visit: $26
  • Subsequent visit: $22
$600 a yearShared with Physiotherapy, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Occupational therapy, Speech therapy
Podiatry2 months
  • Initial visit: $25
  • Subsequent visit: $22
$600 a yearShared with Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Dietetics, Occupational therapy, Speech therapy
Psychology2 months
  • Initial visit: $25
  • Subsequent visit: $25
$600 a yearShared with Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Occupational therapy, Speech therapy
Acupuncture2 months
  • Initial visit: $25
  • Subsequent visit: $22
$600 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Remedial massage, Dietetics, Occupational therapy, Speech therapy
Remedial massage2 months
  • Initial visit: $30
  • Subsequent visit: $20
$600 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Dietetics, Occupational therapy, Speech therapy
Dietetics2 months
  • Initial visit: $25
$600 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Occupational therapy, Speech therapy
Occupational therapy2 months
  • Initial visit: $28
$600 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Speech therapy
Speech therapy2 months
  • Initial visit: $36
$600 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Occupational therapy

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Osteopathy, Exercise physiology, Orthotics, Chinese herbal medicine, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $400 a year, 2 per year

  • Glasses and contact lenses

    1 per year

  • Non-PBS prescription medicines

    $450 a year

  • Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Occupational therapy, Speech therapy

    $600 a year

Insurer's notes (original English)

Product features

Other Dental benefits included Restorations i.e. Fillings, Metallic, 3 or more adhesive, and Posterior tooth 3 or more surfaces

Other services

Does not include treatment for: Alexander technique; Aromatherapy; Bowen therapy; Buteyko; Feldenkrais; Western herbalism; homeopathy; iridology; kinesiology; naturopathy; Pilates; reflexology; Rolfing; Shiatsu; Tai chi; Yoga

Frequently asked questions

How much does SILVER+ Pregnancy Hospital & Ideal Extras (Excess1) (Single) pay for a scale and clean?
According to government data, SILVER+ Pregnancy Hospital & Ideal Extras (Excess1) (Single) pays up to $36 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $400 a year.
What are the waiting periods for SILVER+ Pregnancy Hospital & Ideal Extras (Excess1) (Single)?
General dental 2 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Dietetics 2 months, Occupational therapy 2 months, Speech therapy 2 months.
Can SILVER+ Pregnancy Hospital & Ideal Extras (Excess1) (Single) be bought on its own?
This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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