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私保通 Private Care+

Occupational therapy cover in Extras

476 products on sale cover Occupational therapy (55% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.

Government data date: 1 October 2026
Products on sale covering Occupational therapy
476
Most common waiting period
2 months
Initial visit: median benefit
$43
Median annual limit
$400

Occupational therapy cover by insurer

The government publishes benefits for "Initial visit" as the representative item for Occupational therapy. What you actually get back also depends on the provider's fee and your remaining limit.

InsurerProducts on sale covering itWaiting periodInitial visit: benefitAnnual limit
ahm6 of 230–2 months$30–$34 / 60%$250–$300
AIA Health6 of 1032 months70%$200
Australian Unity8 of 132 months$17–$80 / 50%–60%$170–$400
Bupa21 of 322 months$58–$110.50 / 50%–60%$200–$1,000
GMHBA3 of 232 months$36–$50 / 65%$400
HBF3 of 82 months$48 / 60%–70%$400–$500
HCF5 of 132 months$62–$72 / 60%$300–$1,200
HCi9 of 182 months$45–$50$1,000
Health Partners159 of 2552 months$30–$75 / 60%$200–$750
HIF4 of 132 months$40–$45$500–$900
Hunter Health Insurance44 of 442 months$28–$35$150–$700
Latrobe Health Services4 of 70–2 months$25–$40 / 60%$200–$400
Medibank10 of 222 months$47–$92.90$200–$800
Mildura Health Fund5 of 62 months$27–$50$390–$650
nib24 of 562 months60%–75%$200–$550
onemedifund1 of 12 months$60$550
Peoplecare57 of 682 months$35–$59 / 60%$300–$1,000
Phoenix Health Fund22 of 452 months60%$600
Queensland Country Health Fund24 of 502 months$56–$80$900–$1,400
RT Health39 of 390–2 months$38–$60$300–$500
see-u by HBF0 of 4———
St Lukes Health15 of 172 months$45–$85$300–$1,000
Westfund7 of 92 months$40–$70 / 50%–60%$150–$500

Many products share the Occupational therapy limit with other services, so claiming one leaves less for the others. Check each product page for details.

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Frequently asked questions

How long is the waiting period for Occupational therapy?
The most common is 2 months among products on sale (range across all products: 0–2 months).
How much does Extras pay for Occupational therapy?
For "Initial visit", products on sale pay up to $17–$110.50 per visit, with a median of $43.
Which insurers cover Occupational therapy?
476 products on sale from 22 insurers cover Occupational therapy: ahm, AIA Health, Australian Unity, Bupa, GMHBA, HBF, HCF, HCi, Health Partners, HIF, Hunter Health Insurance, Latrobe Health Services, Medibank, Mildura Health Fund, nib, onemedifund, Peoplecare, Phoenix Health Fund, Queensland Country Health Fund, RT Health, St Lukes Health, Westfund.

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