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私保通 Private Care+
Extras-onlyOn sale

Apia Classic Extras

A Extras-only product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (5)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $35.20
  • Scale and clean (114): $66.85
  • Fluoride (121): $21.85
$700 a year
Major dental12 months
  • Extraction (322): $168.55
  • Full crown, veneered (615): $1,079.10
$1,300 a yearShared with Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $178.10
$1,300 a yearShared with Major dental
Glasses and contact lenses6 months
  • Single vision lenses and frames: 60% of the fee
  • Multifocal lenses and frames: 60% of the fee
$300 a year
Physiotherapy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$450 a year

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Chiropractic, Osteopathy, Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $700 a year

  • Major dental, Root canal (endodontics)

    $1,300 a year

  • Glasses and contact lenses

    $300 a year

  • Physiotherapy

    $450 a year

Insurer's notes (original English)

Product features

Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

Other services

For Preventative dental service limits apply.

Frequently asked questions

How much does Apia Classic Extras pay for a scale and clean?
According to government data, Apia Classic Extras pays up to $66.85 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.
What are the waiting periods for Apia Classic Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months.
Can Apia Classic Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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