Extras-onlyOn sale

Advantage Extras

A Extras-only product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (21)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $35.20 Scale and clean (114): $66.85 Fluoride (121): $21.85	$700 a year
Major dental	12 months	Extraction (322): $168.55 Full crown, veneered (615): $1,079.10	$1,000 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $178.10	$1,000 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 70% of the fee	$700 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 70% of the fee Multifocal lenses and frames: 70% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: 70% of the fee	$300 a year
Physiotherapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$500 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$300 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$200 a yearShared with Orthotics
Psychology	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$300 a year
Acupuncture	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$250 a yearShared with Chinese herbal medicine
Remedial massage	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$200 a year
Antenatal and postnatal care	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$200 a year
Chinese herbal medicine	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$250 a yearShared with Acupuncture
Dietetics	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$250 a year
Exercise physiology	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$500 a yearShared with Physiotherapy
Health management programs	6 months	Health management program: 70% of the fee	$150 a year
Occupational therapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$250 a year
Orthotics	2 months	Per pair of orthotics: 70% of the fee	$200 a yearShared with Podiatry
Osteopathy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$300 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$250 a year

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Vaccinations, Blood glucose monitors, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$700 a year
Major dental, Root canal (endodontics)
$1,000 a year
Orthodontics (braces)
$700 a year, $2,100 lifetime
Glasses and contact lenses
$250 a year
Physiotherapy, Exercise physiology
$500 a year
Chiropractic, Osteopathy
$300 a year
Podiatry, Orthotics
$200 a year
Psychology
$300 a year
Acupuncture, Chinese herbal medicine
$250 a year
Also includes other services not listed
Antenatal and postnatal care
$200 a year
Dietetics
$250 a year
Health management programs
$150 a year
Occupational therapy
$250 a year
Speech therapy
$250 a year
Non-PBS prescription medicines
$300 a year
Remedial massage
$200 a year

Insurer's notes (original English)

Other services

Myotherapy - $250 combined limit with Acupuncture and Chinese herbalism per person per calendar year (waiting period 2 months). Healthy Lifestyle includes approved weight management, quit smoking and health management programs (gym, personal trainer) and more. Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT). Non-PBS pharmaceuticals have a sub limit of $150 for Weight Management Medication.

Frequently asked questions

How much does Advantage Extras pay for a scale and clean?

According to government data, Advantage Extras pays up to $66.85 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.

What are the waiting periods for Advantage Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Antenatal and postnatal care 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Health management programs 6 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Advantage Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching