Major dental cover in Extras

702 products on sale cover Major dental (81% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.

Government data date: 1 October 2026

Products on sale covering Major dental: 702
Most common waiting period: 12 months
Full crown, veneered (615): median benefit: 60%
Median annual limit: $900

Major dental cover by insurer

The government publishes benefits for "Full crown, veneered (615)" as the representative item for Major dental. What you actually get back also depends on the provider's fee and your remaining limit.

Insurer	Products on sale covering it	Waiting period	Full crown, veneered (615): benefit	Annual limit
ahm	16 of 23	12 months	$459–$685.95 / 50%–70%	$500–$1,100
AIA Health	57 of 103	12 months	$500–$631 / 0%–70%	$600–$1,200
Australian Unity	10 of 13	12 months	$600–$804 / 50%–60%	$700–$1,000
Bupa	27 of 32	12 months	$300–$1,408 / 50%–60%	$500–$1,600
GMHBA	18 of 23	12 months	$520 / 50%–65%	$250–$2,000
HBF	6 of 8	12 months	$743 / 50%–70%	$500–$1,000
HCF	10 of 13	12 months	$156–$1,000 / 60%	$500–$1,200
HCi	16 of 18	12 months	$500–$800	$500–$1,650
Health Partners	243 of 255	12 months	$500–$1,000 / 55%–80%	$500–$1,300
HIF	10 of 13	12 months	$684.65–$911.85 / 60%	$600–$1,500
Hunter Health Insurance	33 of 44	12 months	$300–$800	$600–$1,100
Latrobe Health Services	6 of 7	12 months	$0–$680 / 60%	$875–$1,000
Medibank	19 of 22	12 months	$500–$1,204.20	$350–$2,000
Mildura Health Fund	4 of 6	2 months	$650–$800	$1,050–$1,500
nib	48 of 56	12 months	$178.10–$1,079.10	$400–$1,300
onemedifund	1 of 1	12 months	$850	$2,650
Peoplecare	45 of 68	12 months	60%–80%	$500–$1,500
Phoenix Health Fund	33 of 45	12 months	50%–60%	$700–$850
Queensland Country Health Fund	50 of 50	12 months	$500–$800	$500–$1,400
RT Health	26 of 39	12 months	$660–$782	$1,200–$1,500
see-u by HBF	2 of 4	12 months	50%–60%	$500–$600
St Lukes Health	15 of 17	12 months	$0–$1,040 / 60%	$500–$2,000 / No limit
Westfund	7 of 9	12 months	$750–$1,000 / 50%–60%	$800–$1,600

Many products share the Major dental limit with other services, so claiming one leaves less for the others. Check each product page for details.

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Frequently asked questions

How long is the waiting period for Major dental?

The most common is 12 months among products on sale (range across all products: 2–12 months).

How much does Extras pay for Major dental?

For "Full crown, veneered (615)", products on sale pay 0%–80% of the fee.

Which insurers cover Major dental?

702 products on sale from 23 insurers cover Major dental: ahm, AIA Health, Australian Unity, Bupa, GMHBA, HBF, HCF, HCi, Health Partners, HIF, Hunter Health Insurance, Latrobe Health Services, Medibank, Mildura Health Fund, nib, onemedifund, Peoplecare, Phoenix Health Fund, Queensland Country Health Fund, RT Health, see-u by HBF, St Lukes Health, Westfund.