Basic Extras
A Extras-only product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (4)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $450 a year |
| Glasses and contact lenses | 6 months |
| $150 a year |
| Physiotherapy | 2 months |
| $200 a yearShared with Psychology |
| Psychology | 2 months |
| $200 a yearShared with Physiotherapy |
Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Chiropractic, Osteopathy, Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental
$450 a year
Glasses and contact lenses
$150 a year
Physiotherapy, Psychology
$200 a year
Insurer's notes (original English)
Product features
Cover the basics with 100% back on select services up to your annual limit. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
Other services
Psychology has $150 sublimit for Digital Cognitive Behavioural Therapy (CBT). For Preventative dental service limits apply.
Special features
General dental is separated into two limits as follows: 1. annual limit of $200 per person for preventative dental services (capped at $400 per policy) entitling the member to 100% back up to $200 on eligible preventative dental services at First Choice providers. 2. annual limit of $250 per person for general dental services (capped at $500 per policy) entitling the member to 50% back up to $250 on eligible general dental services at First Choice providers. Please refer to fact sheet for further details.
Frequently asked questions
How much does Basic Extras pay for a scale and clean?
What are the waiting periods for Basic Extras?
Can Basic Extras be bought on its own?
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