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私保通 Private Care+
Hospital + ExtrasClosed

Gold Complete Hospital 500 & Base Extras

A Hospital + Extras product from Phoenix Health Fund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (6)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $29.20
  • Scale and clean (114): $55.20
  • Fluoride (121): $19.20
$500 a year
Glasses and contact lenses6 months
  • Single vision lenses and frames: 80% of the fee
  • Multifocal lenses and frames: $80
$150 a year
Non-PBS prescription medicines2 months
  • Per prescription: $30
$200 a year
Physiotherapy2 months
  • Initial visit: $40
  • Subsequent visit: $29.60
$250 a year
Chiropractic2 months
  • Initial visit: $32
  • Subsequent visit: $24
$250 a yearShared with Osteopathy
Osteopathy2 months
  • Initial visit: $32
  • Subsequent visit: $24
$250 a yearShared with Chiropractic

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $500 a year

  • Glasses and contact lenses

    $150 a year

  • Non-PBS prescription medicines

    $200 a year

  • Physiotherapy

    $250 a year

  • Chiropractic, Osteopathy

    $250 a year

Frequently asked questions

How much does Gold Complete Hospital 500 & Base Extras pay for a scale and clean?
According to government data, Gold Complete Hospital 500 & Base Extras pays up to $55.20 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for Gold Complete Hospital 500 & Base Extras?
General dental 2 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Osteopathy 2 months.
Can Gold Complete Hospital 500 & Base Extras be bought on its own?
This product combines hospital and Extras in one policy, with Gold hospital cover.

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