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Silver Plus Family Hospital 500 & Healthy Flex Extras 50

A Hospital + Extras product from Phoenix Health Fund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (8)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 100% of the fee Scale and clean (114): 100% of the fee Fluoride (121): 100% of the fee	$700 a year
Major dental	12 months	Extraction (322): 50% of the fee Full crown, veneered (615): 50% of the fee	$700 a yearShared with Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Podiatry, Remedial massage
Root canal (endodontics)	12 months	Root canal obturation (417): 50% of the fee	$700 a yearShared with Major dental, Glasses and contact lenses, Physiotherapy, Chiropractic, Podiatry, Remedial massage
Glasses and contact lenses	6 months	Single vision lenses and frames: 50% of the fee Multifocal lenses and frames: 50% of the fee	$700 a yearShared with Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Remedial massage
Physiotherapy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$700 a yearShared with Major dental, Root canal (endodontics), Glasses and contact lenses, Chiropractic, Podiatry, Remedial massage
Chiropractic	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$700 a yearShared with Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Podiatry, Remedial massage
Podiatry	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$700 a yearShared with Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage
Remedial massage	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$700 a yearShared with Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Podiatry

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Osteopathy, Exercise physiology, Orthotics, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$700 a year
Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Podiatry, Remedial massage
$700 a year

Insurer's notes (original English)

Other services

$700 General Dental limit. $700 Flex Limit combined for Major Dental, Endodontics, Optical ($200 sublimit), Physiotherapy, Chiropractic, Podiatry, Remedial Massage ($200 sublimit).

Special features

100% benefit available on preventative dental services– includes items 012, 013, 111, 114, 115, 121, 161. Claimable once per appointment, up to twice per person per calendar year up to General Dental limits.

Frequently asked questions

How much does Silver Plus Family Hospital 500 & Healthy Flex Extras 50 pay for a scale and clean?

According to government data, Silver Plus Family Hospital 500 & Healthy Flex Extras 50 pays 100% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.

What are the waiting periods for Silver Plus Family Hospital 500 & Healthy Flex Extras 50?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Remedial massage 2 months.

Can Silver Plus Family Hospital 500 & Healthy Flex Extras 50 be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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