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私保通 Private Care+
Extras-onlyOn sale

Budget Extras

A Extras-only product from St Lukes Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (5)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $33
  • Scale and clean (114): $54
  • Fluoride (121): $17
  • Extraction (322): $139
$500 a year
Glasses and contact lenses6 months
  • Single vision lenses and frames: $200
  • Multifocal lenses and frames: $200
$200 a year
Physiotherapy2 months
  • Initial visit: $45
  • Subsequent visit: $34
$500 a yearShared with Acupuncture, Remedial massage
Acupuncture2 months
  • Initial visit: $25
  • Subsequent visit: $25
$500 a yearShared with Physiotherapy, Remedial massage
Remedial massage2 months
  • Initial visit: $32
  • Subsequent visit: $27
$500 a yearShared with Physiotherapy, Acupuncture

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Chiropractic, Osteopathy, Exercise physiology, Podiatry, Orthotics, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $500 a year

  • Glasses and contact lenses

    $200 a year

  • Physiotherapy, Acupuncture, Remedial massage

    $500 a year

Frequently asked questions

How much does Budget Extras pay for a scale and clean?
According to government data, Budget Extras pays up to $54 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for Budget Extras?
General dental 2 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Acupuncture 2 months, Remedial massage 2 months.
Can Budget Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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