Hospital + ExtrasClosed

Silver Plus Enhanced Hospital 500 and Lite 65 Extras (MO)

A Hospital + Extras product from AIA Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 50% of the fee Scale and clean (114): 50% of the fee Fluoride (121): 50% of the fee	$700 a year
Major dental	12 months	Extraction (322): 50% of the fee Full crown, veneered (615): 50% of the fee	$400 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 50% of the fee	$400 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Physiotherapy	2 months	Initial visit: 65% of the fee Subsequent visit: 65% of the fee	$350 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	Initial visit: 65% of the fee Subsequent visit: 65% of the fee	$350 a yearShared with Physiotherapy, Osteopathy
Acupuncture	2 months	Initial visit: 65% of the fee Subsequent visit: 65% of the fee	$125 a year
Remedial massage	2 months	Initial visit: 65% of the fee Subsequent visit: 65% of the fee	$125 a year
Osteopathy	2 months	Initial visit: 65% of the fee Subsequent visit: 65% of the fee	$350 a yearShared with Physiotherapy, Chiropractic

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$700 a year
Major dental, Root canal (endodontics)
$400 a year
Glasses and contact lenses
$200 a year
Physiotherapy, Chiropractic, Osteopathy
$350 a year
Also includes other services not listed
Acupuncture
$125 a year
Remedial massage
$125 a year

Insurer's notes (original English)

Special features

General and Preventative Dental are combined under one limit. Physiotherapy, Myotherapy, Hydrotherapy, Chiropractic, and Osteopathy covered under a combined annual limit. This policy also provides access to AIA Vitality where you can earn rewards for leading a healthy lifestyle! https://www.aiavitality.com.au

Frequently asked questions

How much does Silver Plus Enhanced Hospital 500 and Lite 65 Extras (MO) pay for a scale and clean?

According to government data, Silver Plus Enhanced Hospital 500 and Lite 65 Extras (MO) pays 50% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.

What are the waiting periods for Silver Plus Enhanced Hospital 500 and Lite 65 Extras (MO)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Osteopathy 2 months.

Can Silver Plus Enhanced Hospital 500 and Lite 65 Extras (MO) be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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