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私保通 Private Care+
Hospital + ExtrasClosed

Frank Freedom Starter Flexi-Bundle (Basic)

A Hospital + Extras product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (6)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $26.60
  • Scale and clean (114): $54.20
  • Fluoride (121): $16.10
$500 a yearShared with Physiotherapy, Chiropractic, Dietetics, Exercise physiology, Osteopathy
Physiotherapy2 months
  • Initial visit: $24
  • Subsequent visit: $24
$500 a yearShared with General dental, Chiropractic, Dietetics, Exercise physiology, Osteopathy
Chiropractic2 months
  • Initial visit: $24
  • Subsequent visit: $24
$500 a yearShared with General dental, Physiotherapy, Dietetics, Exercise physiology, Osteopathy
Dietetics2 months
  • Initial visit: $20
  • Subsequent visit: $20
$500 a yearShared with General dental, Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
Exercise physiology2 months
  • Initial visit: $18
  • Subsequent visit: $18
$500 a yearShared with General dental, Physiotherapy, Chiropractic, Dietetics, Osteopathy
Osteopathy2 months
  • Initial visit: $24
  • Subsequent visit: $24
$500 a yearShared with General dental, Physiotherapy, Chiropractic, Dietetics, Exercise physiology

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Glasses and contact lenses, Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Physiotherapy, Chiropractic, Dietetics, Exercise physiology, Osteopathy

    $500 a year

Insurer's notes (original English)

Product features

Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Other services

With the Freedom Starter Flexi-Bundle (basic+) you receive a $500 Freedom Limit to spend on your included extras. In addition, Loyalty Benefit rewards you for staying with Frank by increasing your Freedom Limit for each full calendar year you serve (capped at 4 years).

Frequently asked questions

How much does Frank Freedom Starter Flexi-Bundle (Basic) pay for a scale and clean?
According to government data, Frank Freedom Starter Flexi-Bundle (Basic) pays up to $54.20 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for Frank Freedom Starter Flexi-Bundle (Basic)?
General dental 2 months, Physiotherapy 2 months, Chiropractic 2 months, Dietetics 2 months, Exercise physiology 2 months, Osteopathy 2 months.
Can Frank Freedom Starter Flexi-Bundle (Basic) be bought on its own?
This product combines hospital and Extras in one policy, with Basic hospital cover.

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