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Exercise physiology cover in Extras

616 products on sale cover Exercise physiology (71% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.

Government data date: 1 October 2026
Products on sale covering Exercise physiology
616
Most common waiting period
2 months
Initial visit: median benefit
$40
Median annual limit
$400

Exercise physiology cover by insurer

The government publishes benefits for "Initial visit" as the representative item for Exercise physiology. What you actually get back also depends on the provider's fee and your remaining limit.

InsurerProducts on sale covering itWaiting periodInitial visit: benefitAnnual limit
ahm10 of 230–2 months$18–$28 / 60%–70%$200–$400
AIA Health103 of 1032 months$40–$45 / 50%–70%$200–$1,200
Australian Unity11 of 132 months$25–$70 / 50%–60%$300–$600
Bupa28 of 322 months$16–$41.60 / 50%–60%$200–$1,000
GMHBA2 of 232 months$30–$35$350–$400
HBF6 of 82 months$44 / 50%–70%$300–$1,000
HCF11 of 132 months$26–$40 / 60%$350–$1,200
HCi18 of 182 months$30–$70$175–$750
Health Partners171 of 2552 months$30–$50 / 60%$150–$1,300
HIF8 of 132 months$20–$35 / 60%$350–$750
Hunter Health Insurance22 of 442 months$26$480–$600
Latrobe Health Services3 of 70–2 months$30–$45 / 60%$350–$550
Medibank19 of 222 months$16–$32.50$100–$1,000
Mildura Health Fund5 of 62 months$27–$50$390–$650
nib20 of 562 months50%–75%$100–$500
onemedifund1 of 12 months$60$550
Peoplecare68 of 682 months50%–80%$300–$1,000
Phoenix Health Fund34 of 452 months50%–60%$400–$800
Queensland Country Health Fund24 of 502 months$35–$50$900–$1,400
RT Health26 of 392 months$30–$40$500–$750
see-u by HBF3 of 42 months$25 / 50%–60%$200–$300
St Lukes Health15 of 172 months$58–$60 / 50%–60%$400–$1,000
Westfund8 of 92 months$25–$40 / 50%–60%$300–$600

Many products share the Exercise physiology limit with other services, so claiming one leaves less for the others. Check each product page for details.

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Frequently asked questions

How long is the waiting period for Exercise physiology?
The most common is 2 months among products on sale (range across all products: 0–2 months).
How much does Extras pay for Exercise physiology?
For "Initial visit", products on sale pay up to $16–$70 per visit, with a median of $40.
Which insurers cover Exercise physiology?
616 products on sale from 23 insurers cover Exercise physiology: ahm, AIA Health, Australian Unity, Bupa, GMHBA, HBF, HCF, HCi, Health Partners, HIF, Hunter Health Insurance, Latrobe Health Services, Medibank, Mildura Health Fund, nib, onemedifund, Peoplecare, Phoenix Health Fund, Queensland Country Health Fund, RT Health, see-u by HBF, St Lukes Health, Westfund.

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