Hospital + ExtrasClosed

Frank Simple Essentials 60 Bundle 750 (Basic+)

A Hospital + Extras product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee Extraction (322): 60% of the fee	$500 a yearShared with Major dental, Root canal (endodontics), Orthodontics (braces)
Major dental	12 months	Full crown, veneered (615): 60% of the fee	$500 a yearShared with General dental, Root canal (endodontics), Orthodontics (braces)
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$500 a yearShared with General dental, Major dental, Orthodontics (braces)
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 60% of the fee	$500 a yearShared with General dental, Major dental, Root canal (endodontics)
Glasses and contact lenses	6 months	Single vision lenses and frames: 60% of the fee Multifocal lenses and frames: 60% of the fee	$250 a year
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Physiotherapy, Osteopathy
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Physiotherapy, Chiropractic
Vaccinations	2 months	Per vaccination: 60% of the fee	$100 a year

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics), Orthodontics (braces)
$500 a year
Glasses and contact lenses
$250 a year
Physiotherapy, Chiropractic, Osteopathy
$350 a year
Vaccinations
$100 a year

Insurer's notes (original English)

Product features

Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.

Special features

Vaccinations must be a private Schedule 4 or Schedule 8 and dispensed via a provider in private practice. Benefit after deduction of the PBS co‐payment.

Frequently asked questions

How much does Frank Simple Essentials 60 Bundle 750 (Basic+) pay for a scale and clean?

According to government data, Frank Simple Essentials 60 Bundle 750 (Basic+) pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Frank Simple Essentials 60 Bundle 750 (Basic+)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Osteopathy 2 months, Vaccinations 2 months.

Can Frank Simple Essentials 60 Bundle 750 (Basic+) be bought on its own?

This product combines hospital and Extras in one policy, with Basic Plus hospital cover.

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