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私保通 Private Care+
Extras-onlyClosed

GMHBA Basic Extras

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (9)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $39.20
  • Scale and clean (114): $84
  • Fluoride (121): $31.50
$1,000 a yearShared with Major dental, Root canal (endodontics), Orthodontics (braces)
Major dental12 months
  • Extraction (322): $83.30
  • Full crown, veneered (615): $225
$1,000 a yearShared with General dental, Root canal (endodontics), Orthodontics (braces)
Root canal (endodontics)12 months
  • Root canal obturation (417): $60.50
$1,000 a yearShared with General dental, Major dental, Orthodontics (braces)
Orthodontics (braces)12 months
  • Upper and lower braces plus retainer (881): $300
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics)
Glasses and contact lenses6 months
  • Single vision lenses and frames: 80% of the fee
  • Multifocal lenses and frames: 80% of the fee
$170 a year
Non-PBS prescription medicines2 months
  • Per prescription: $40
$250 a yearShared with Vaccinations
Physiotherapy2 months
  • Initial visit: $31
  • Subsequent visit: $21
$350 a year
Occupational therapy2 months
  • Initial visit: $31
  • Subsequent visit: $21
$350 a year
Vaccinations2 months
  • Per vaccination: $40
$250 a yearShared with Non-PBS prescription medicines

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Chiropractic, Osteopathy, Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Major dental, Root canal (endodontics), Orthodontics (braces)

    $1,000 a year

    Also includes other services not listed

  • Glasses and contact lenses

    $170 a year

  • Non-PBS prescription medicines, Vaccinations

    $250 a year

  • Physiotherapy

    $350 a year

    Also includes other services not listed

  • Occupational therapy

    $350 a year

Insurer's notes (original English)

Product features

An annual sub-limit up to $200 per person per calendar year applies for preventative dental. Rates discounted for premiums paid by direct debit.

Special features

Non PBS Pharmaceuticals must be a private Schedule 4 or Schedule 8 and dispensed via a provider in private practice.

Frequently asked questions

How much does GMHBA Basic Extras pay for a scale and clean?
According to government data, GMHBA Basic Extras pays up to $84 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,000 a year.
What are the waiting periods for GMHBA Basic Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Occupational therapy 2 months, Vaccinations 2 months.
Can GMHBA Basic Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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