Extras-onlyOn sale

Frank Classic Extras

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (15)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $32.60 Scale and clean (114): $66.20 Fluoride (121): $19.70	$600 a year
Major dental	12 months	Extraction (322): $116.40 Full crown, veneered (615): $520	$800 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $106	$800 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Non-PBS prescription medicines	2 months	Per prescription: $45	$350 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $42 Subsequent visit: $42	$350 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: $36 Subsequent visit: $36	$350 a yearShared with Osteopathy
Psychology	2 months	Initial visit: $50 Subsequent visit: $50	$350 a year
Acupuncture	2 months	Initial visit: $36 Subsequent visit: $36	$350 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage	2 months	Initial visit: $30 Subsequent visit: $30	$350 a yearShared with Acupuncture, Chinese herbal medicine
Chinese herbal medicine	2 months	Initial visit: $36 Subsequent visit: $36	$350 a yearShared with Acupuncture, Remedial massage
Dietetics	2 months	Initial visit: $45 Subsequent visit: $45	$350 a year
Exercise physiology	2 months	Initial visit: $30 Subsequent visit: $30	$350 a yearShared with Physiotherapy
Osteopathy	2 months	Initial visit: $36 Subsequent visit: $36	$350 a yearShared with Chiropractic
Vaccinations	2 months	Per vaccination: $45	$350 a yearShared with Non-PBS prescription medicines

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$600 a year
Major dental, Root canal (endodontics)
$800 a year
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines, Vaccinations
$350 a year
Also includes other services not listed
Physiotherapy, Exercise physiology
$350 a year
Also includes other services not listed
Chiropractic, Osteopathy
$350 a year
Also includes other services not listed
Psychology
$350 a year
Acupuncture, Remedial massage, Chinese herbal medicine
$350 a year
Also includes other services not listed
Dietetics
$350 a year

Insurer's notes (original English)

Product features

Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Special features

Ambulance is emergency only and excludes state and government funded schemes

Frequently asked questions

How much does Frank Classic Extras pay for a scale and clean?

According to government data, Frank Classic Extras pays up to $66.20 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $600 a year.

What are the waiting periods for Frank Classic Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Osteopathy 2 months, Vaccinations 2 months.

Can Frank Classic Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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