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Extras-onlyOn sale

GMHBA SmartCare Starter Boost Extras with sub-limits

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (5)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): 100% of the fee
  • Scale and clean (114): 100% of the fee
  • Fluoride (121): 100% of the fee
$500 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
$150 a year
Physiotherapy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$500 a yearShared with General dental, Chiropractic, Osteopathy
Chiropractic2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$500 a yearShared with General dental, Physiotherapy, Osteopathy
Osteopathy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$500 a yearShared with General dental, Physiotherapy, Chiropractic

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Physiotherapy, Chiropractic, Osteopathy

    $500 a year, $250 per service

  • Glasses and contact lenses

    $150 a year

Insurer's notes (original English)

Product features

Preventative dental pays at 100% of provider fee up to sub-limit or product limit. General dental pays at 60% of provider fee up to sub-limit or product limit.

Other services

This product includes limit rollover on 1st January after 12-month tenure (excludes Optical).

Special features

Overall combined product limit is $1,500 per person, sub-limit of $750 applies to each treatment type.

Frequently asked questions

How much does GMHBA SmartCare Starter Boost Extras with sub-limits pay for a scale and clean?
According to government data, GMHBA SmartCare Starter Boost Extras with sub-limits pays 100% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for GMHBA SmartCare Starter Boost Extras with sub-limits?
General dental 2 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Osteopathy 2 months.
Can GMHBA SmartCare Starter Boost Extras with sub-limits be bought on its own?
No. It must be held with specific hospital cover: GMHBA Accident Only Hospital (Basic), GMHBA Basic Plus Starter Hospital, GMHBA Bronze Plus Advantage Hospital $750, GMHBA Gold Optimum $750, GMHBA Gold Optimum Hospital $500, GMHBA Silver Plus Hospital $500, GMHBA Silver Plus Hospital $750, GMHBA Silver Plus Premium Hospital $500, GMHBA Silver Plus Premium Hospital $750, GMHBA Bronze Plus Advantage Hospital $500(停售), GMHBA Bronze Plus Hospital(停售).

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