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私保通 Private Care+
Extras-onlyOn sale

GMHBA SmartCare Starter Extras

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (4)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): 100% of the fee
  • Scale and clean (114): 100% of the fee
  • Fluoride (121): 100% of the fee
$500 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Physiotherapy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$500 a yearShared with General dental, Chiropractic, Osteopathy
Chiropractic2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$500 a yearShared with General dental, Physiotherapy, Osteopathy
Osteopathy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$500 a yearShared with General dental, Physiotherapy, Chiropractic

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Glasses and contact lenses, Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Physiotherapy, Chiropractic, Osteopathy

    $500 a year

Insurer's notes (original English)

Product features

Preventative dental pays at 100% of provider fee up to product limit. General dental pays at 60% of provider fee up to product limit.

Special features

Overall combined product limit is $1,500 per person, sub-limit of $750 applies to each treatment type.

Frequently asked questions

How much does GMHBA SmartCare Starter Extras pay for a scale and clean?
According to government data, GMHBA SmartCare Starter Extras pays 100% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for GMHBA SmartCare Starter Extras?
General dental 2 months, Physiotherapy 2 months, Chiropractic 2 months, Osteopathy 2 months.
Can GMHBA SmartCare Starter Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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