Hospital + ExtrasClosed

Basic Plus MyOptions

A Hospital + Extras product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (11)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $33.70 Scale and clean (114): $38 Fluoride (121): $22 Extraction (322): $74 VIC Periodic exam (012): $28.90 Scale and clean (114): $33.80 Fluoride (121): $17.20 Extraction (322): $66.10 QLD Periodic exam (012): $20 Scale and clean (114): $36.20 Fluoride (121): $19 Extraction (322): $74 WA Periodic exam (012): $22.80 Scale and clean (114): $35.60 Fluoride (121): $15.50 Extraction (322): $69.10 SA, NT Periodic exam (012): $20.10 Scale and clean (114): $38.30 Fluoride (121): $16.10 Extraction (322): $50.60 TAS Periodic exam (012): $20.70 Scale and clean (114): $37 Fluoride (121): $15 Extraction (322): $53.90	No annual limitShared with Root canal (endodontics)
Major dental	12 months	NSW / ACT, QLD Full crown, veneered (615): $570 VIC, SA, NT Full crown, veneered (615): $510 WA, TAS Full crown, veneered (615): $480	$350 a yearShared with Orthodontics (braces), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Osteopathy
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $85.50 VIC Root canal obturation (417): $64.10 QLD Root canal obturation (417): $67.20 WA Root canal obturation (417): $72 SA, NT Root canal obturation (417): $85 TAS Root canal obturation (417): $73.20	No annual limitShared with General dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $350	$350 a yearShared with Major dental, Non-PBS prescription medicines, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Osteopathy
Glasses and contact lenses	6 months	NSW / ACT Single vision lenses and frames: $135 Multifocal lenses and frames: $195 VIC, WA Single vision lenses and frames: $129 Multifocal lenses and frames: $189 QLD, TAS, NT Single vision lenses and frames: $120 Multifocal lenses and frames: $180 SA Single vision lenses and frames: $115 Multifocal lenses and frames: $175	$200 a year
Non-PBS prescription medicines	2 months	NSW / ACT Per prescription: $31.10 VIC Per prescription: $21.90 QLD Per prescription: $36.70 WA, SA, NT Per prescription: $30.60 TAS Per prescription: $35.60	$350 a yearShared with Major dental, Orthodontics (braces), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Osteopathy
Physiotherapy	2 months	NSW / ACT Initial visit: $43.40 Subsequent visit: $24.20 VIC Initial visit: $43 Subsequent visit: $21.70 QLD Initial visit: $35.90 Subsequent visit: $23 WA Initial visit: $32.90 Subsequent visit: $21.70 SA, NT Initial visit: $32.90 Subsequent visit: $23 TAS Initial visit: $33.50 Subsequent visit: $23	$350 a yearShared with Major dental, Orthodontics (braces), Non-PBS prescription medicines, Chiropractic, Acupuncture, Remedial massage, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $48.50 Subsequent visit: $21.80 VIC Initial visit: $41.20 Subsequent visit: $18.60 QLD Initial visit: $33.50 Subsequent visit: $19.40 WA Initial visit: $35 Subsequent visit: $19.20 SA Initial visit: $32.90 Subsequent visit: $19.20 TAS Initial visit: $33.50 Subsequent visit: $22.90 NT Initial visit: $33.50 Subsequent visit: $19.80	$350 a yearShared with Major dental, Orthodontics (braces), Non-PBS prescription medicines, Physiotherapy, Acupuncture, Remedial massage, Osteopathy
Acupuncture	2 months	NSW / ACT Initial visit: $20.80 Subsequent visit: $15.80 VIC Initial visit: $25.10 Subsequent visit: $15.80 QLD Initial visit: $30.20 Subsequent visit: $18.90 WA Initial visit: $27.10 Subsequent visit: $18.90 SA, NT Initial visit: $27.10 Subsequent visit: $15.80 TAS Initial visit: $30.80 Subsequent visit: $21.50	$350 a yearShared with Major dental, Orthodontics (braces), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Remedial massage, Osteopathy
Remedial massage	2 months	NSW / ACT, VIC Initial visit: $30 Subsequent visit: $30 QLD, WA, SA, TAS, NT Initial visit: $20 Subsequent visit: $20	$350 a yearShared with Major dental, Orthodontics (braces), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Acupuncture, Osteopathy
Osteopathy	2 months	NSW / ACT Initial visit: $48.50 Subsequent visit: $21.80 VIC Initial visit: $41.20 Subsequent visit: $18.60 QLD Initial visit: $33.50 Subsequent visit: $19.40 WA Initial visit: $35 Subsequent visit: $19.20 SA Initial visit: $32.90 Subsequent visit: $19.20 TAS Initial visit: $33.50 Subsequent visit: $22.90 NT Initial visit: $33.50 Subsequent visit: $19.80	$350 a yearShared with Major dental, Orthodontics (braces), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Acupuncture, Remedial massage

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Root canal (endodontics)
No annual limit
Major dental, Orthodontics (braces), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Osteopathy
$350 a year
Glasses and contact lenses
$200 a year

Insurer's notes (original English)

Product features

Hospital and extras package for young singles and couples. Top up your annual limits with Flexi-Bonus.

Other services

This product includes a Flexi-bonus which starts at $100 per member and increases by $25 per calendar year to a maximum of $200. The Flexi-Bonus can be used to top up your benefits on the extras services listed above or pay towards consultations for exercise physiology and Chinese medicine. Benefits are subject to available Flexi-Bonus limit. Contact Medibank or check cover summary for details.

Special features

A 12 month waiting period applies to Surgical dental extractions.

Frequently asked questions

How much does Basic Plus MyOptions pay for a scale and clean?

According to government data, Basic Plus MyOptions pays up to $38 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Basic Plus MyOptions?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Osteopathy 2 months.

Can Basic Plus MyOptions be bought on its own?

This product combines hospital and Extras in one policy, with Basic Plus hospital cover.

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