Hospital + ExtrasClosed

Medibank Basic Everyday Starter

A Hospital + Extras product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $23.50 Scale and clean (114): $46 Fluoride (121): $14.20 Extraction (322): $113.70 VIC Periodic exam (012): $22.50 Scale and clean (114): $43.60 Fluoride (121): $13 Extraction (322): $93 QLD Periodic exam (012): $22.50 Scale and clean (114): $43.10 Fluoride (121): $12.30 Extraction (322): $96.90 WA Periodic exam (012): $23 Scale and clean (114): $43.60 Fluoride (121): $12.80 Extraction (322): $90.60 SA Periodic exam (012): $22.50 Scale and clean (114): $44 Fluoride (121): $13.30 Extraction (322): $93 TAS Periodic exam (012): $26 Scale and clean (114): $43.60 Fluoride (121): $14.20 Extraction (322): $107.60 NT Periodic exam (012): $35.70 Scale and clean (114): $52.90 Fluoride (121): $12.80 Extraction (322): $122.20	$300 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$150 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $37.70 Subsequent visit: $31.50 VIC Initial visit: $38.20 Subsequent visit: $30.50 QLD Initial visit: $38.70 Subsequent visit: $32.50 WA Initial visit: $37.10 Subsequent visit: $32.10 SA Initial visit: $35.20 Subsequent visit: $30 TAS Initial visit: $37.70 Subsequent visit: $32.10 NT Initial visit: $43.30 Subsequent visit: $35.60	$400 a yearShared with Chiropractic, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology
Chiropractic	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $38.20 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $38.20 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$400 a yearShared with Physiotherapy, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology
Acupuncture	2 months	NSW / ACT Initial visit: $27 Subsequent visit: $20 VIC Initial visit: $31.80 Subsequent visit: $23.50 QLD Initial visit: $31.20 Subsequent visit: $24.50 WA Initial visit: $34.80 Subsequent visit: $28.40 SA Initial visit: $30.40 Subsequent visit: $24.50 TAS Initial visit: $32.80 Subsequent visit: $25.50 NT Initial visit: $30.80 Subsequent visit: $29.40	$400 a yearShared with Physiotherapy, Chiropractic, Chinese herbal medicine, Dietetics, Exercise physiology
Remedial massage	2 months	NSW / ACT, VIC, WA Initial visit: $37.80 Subsequent visit: $25.50 QLD Initial visit: $37.70 Subsequent visit: $25.50 SA Initial visit: $35.30 Subsequent visit: $25.50 TAS Initial visit: $35.40 Subsequent visit: $25.50 NT Initial visit: $45.20 Subsequent visit: $35.20	$100 a year
Chinese herbal medicine	2 months	Initial visit: $16 Subsequent visit: $16	$400 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Dietetics, Exercise physiology
Dietetics	No waiting period	NSW / ACT Initial visit: $44.80 Subsequent visit: $24.60 VIC Initial visit: $40.90 Subsequent visit: $25.70 QLD Initial visit: $40.90 Subsequent visit: $25.60 WA Initial visit: $40.30 Subsequent visit: $22.30 SA Initial visit: $45.80 Subsequent visit: $22.50 TAS Initial visit: $45.90 Subsequent visit: $25.40 NT Initial visit: $44.10 Subsequent visit: $22.60	$400 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Exercise physiology
Exercise physiology	2 months	Initial visit: $16 Subsequent visit: $16	$400 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Dietetics

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Osteopathy, Podiatry, Orthotics, Psychology, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$300 a year
Glasses and contact lenses
$150 a year
Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology
$400 a year
Remedial massage
$100 a year

Insurer's notes (original English)

Product features

Great product combining cover for accidents along with some extras including a 100% back on a dental check up, excluding x-rays, when you visit a Members' Choice dentist.

Special features

A 12 month waiting period applies to surgical tooth extraction

Frequently asked questions

How much does Medibank Basic Everyday Starter pay for a scale and clean?

According to government data, Medibank Basic Everyday Starter pays up to $46 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $300 a year.

What are the waiting periods for Medibank Basic Everyday Starter?

General dental 2 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics No waiting period, Exercise physiology 2 months.

Can Medibank Basic Everyday Starter be bought on its own?

This product combines hospital and Extras in one policy, with Basic hospital cover.

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