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Chinese herbal medicine cover in Extras

430 products on sale cover Chinese herbal medicine (49% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.

Government data date: 1 October 2026
Products on sale covering Chinese herbal medicine
430
Most common waiting period
2 months
Initial visit: median benefit
$30
Median annual limit
$300

Chinese herbal medicine cover by insurer

The government publishes benefits for "Initial visit" as the representative item for Chinese herbal medicine. What you actually get back also depends on the provider's fee and your remaining limit.

InsurerProducts on sale covering itWaiting periodInitial visit: benefitAnnual limit
ahm9 of 230–2 months$20–$28 / 60%$300–$1,100
AIA Health0 of 103———
Australian Unity1 of 132 months$40$300
Bupa28 of 322 months$17–$41.60 / 50%–60%$100–$1,000
GMHBA3 of 232 months$25–$36$350–$400
HBF7 of 82 months$15–$18 / 50%–70%$100–$1,000
HCF13 of 132 months$30–$40 / 60%$100–$1,200
HCi16 of 182 months$35–$45$400–$500
Health Partners146 of 2552 months$30–$35 / 60%$200–$300
HIF11 of 132 months$25–$40 / 60%$100–$500
Hunter Health Insurance0 of 44———
Latrobe Health Services1 of 72 months$45$400
Medibank19 of 222 months$16–$32.50$100–$1,000
Mildura Health Fund0 of 6———
nib33 of 562 months50%–75%$100–$450
onemedifund0 of 1———
Peoplecare56 of 682 months$40–$50 / 60%$300–$1,000
Phoenix Health Fund0 of 45———
Queensland Country Health Fund37 of 502 months$25–$35$500–$1,400
RT Health26 of 392 months$25–$35$500–$750
see-u by HBF2 of 42 months50%–60%$100–$150
St Lukes Health14 of 172 months$32–$50$300–$500
Westfund8 of 92 months$25–$35 / 50%–60%$150–$500

Many products share the Chinese herbal medicine limit with other services, so claiming one leaves less for the others. Check each product page for details.

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Frequently asked questions

How long is the waiting period for Chinese herbal medicine?
The most common is 2 months among products on sale (range across all products: 0–2 months).
How much does Extras pay for Chinese herbal medicine?
For "Initial visit", products on sale pay up to $15–$50 per visit, with a median of $30.
Which insurers cover Chinese herbal medicine?
430 products on sale from 18 insurers cover Chinese herbal medicine: ahm, Australian Unity, Bupa, GMHBA, HBF, HCF, HCi, Health Partners, HIF, Latrobe Health Services, Medibank, nib, Peoplecare, Queensland Country Health Fund, RT Health, see-u by HBF, St Lukes Health, Westfund.

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