Hospital + ExtrasOn sale

Silver Plus Family Hospital 500 & Kick Start Extras 50

A Hospital + Extras product from Phoenix Health Fund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 100% of the fee Scale and clean (114): 100% of the fee Fluoride (121): 100% of the fee	$500 a year
Non-PBS prescription medicines	2 months	Per prescription: 50% of the fee	$200 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Chiropractic, Acupuncture, Remedial massage, Exercise physiology, Osteopathy
Chiropractic	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Acupuncture, Remedial massage, Exercise physiology, Osteopathy
Acupuncture	2 months	Initial visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Remedial massage, Exercise physiology, Osteopathy
Remedial massage	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Exercise physiology, Osteopathy
Exercise physiology	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Osteopathy
Osteopathy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Exercise physiology
Vaccinations	2 months	Per vaccination: 50% of the fee	$200 a yearShared with Non-PBS prescription medicines

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Glasses and contact lenses, Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Non-PBS prescription medicines, Vaccinations
$200 a year
Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Exercise physiology, Osteopathy
$400 a year

Insurer's notes (original English)

Other services

*$200 sublimit for Physiotherapy/ Myotherapy & Exercise Physiology; $200 sublimit for Chiropractic, Osteopathy & Remedial Massage; up to overall combined limit of $400. *Non PBS Pharmaceuticals benefit applies after PBS co-payment is applied.

Special features

100% benefit available on preventative dental services– includes items 012, 013, 111, 114, 115, 121, 161. Claimable once per appointment, up to twice per person per calendar year up to General Dental limits.

Frequently asked questions

How much does Silver Plus Family Hospital 500 & Kick Start Extras 50 pay for a scale and clean?

According to government data, Silver Plus Family Hospital 500 & Kick Start Extras 50 pays 100% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Silver Plus Family Hospital 500 & Kick Start Extras 50?

General dental 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Exercise physiology 2 months, Osteopathy 2 months, Vaccinations 2 months.

Can Silver Plus Family Hospital 500 & Kick Start Extras 50 be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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