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私保通 Private Care+
Extras-onlyClosed

Essential Extras

A Extras-only product from see-u by HBF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (9)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $28
  • Scale and clean (114): $57
  • Fluoride (121): $18
$400 a year
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$150 a year
Non-PBS prescription medicines2 months
  • Per prescription: $25
$100 a year
Physiotherapy2 months
  • Initial visit: $42
  • Subsequent visit: $27
$250 a year
Chiropractic2 months
  • Initial visit: $37
  • Subsequent visit: $23
$200 a yearShared with Osteopathy
Acupuncture2 months
  • Initial visit: $34
  • Subsequent visit: $20
$100 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage2 months
  • Initial visit: $20
  • Subsequent visit: $20
$100 a yearShared with Acupuncture, Chinese herbal medicine
Chinese herbal medicine2 months
  • Initial visit: $20
  • Subsequent visit: $20
$100 a yearShared with Acupuncture, Remedial massage
Osteopathy2 months
  • Initial visit: $37
  • Subsequent visit: $23
$200 a yearShared with Chiropractic

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $400 a year

  • Glasses and contact lenses

    $150 a year

  • Non-PBS prescription medicines

    $100 a year

  • Physiotherapy

    $250 a year

  • Chiropractic, Osteopathy

    $200 a year

  • Acupuncture, Remedial massage, Chinese herbal medicine

    $100 a year

    Also includes other services not listed

Insurer's notes (original English)

Product features

Affordable extras cover for most commonly used services like general dental, optical, physio and others. On Essential Extras, kids receive additional general dental benefits to help reduce or eliminate the cost of dental care.

Frequently asked questions

How much does Essential Extras pay for a scale and clean?
According to government data, Essential Extras pays up to $57 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $400 a year.
What are the waiting periods for Essential Extras?
General dental 2 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Osteopathy 2 months.
Can Essential Extras be bought on its own?
No. You need to hold any hospital cover from see-u by HBF at the same time.

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