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Black 60

A Extras-only product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (8)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee Extraction (322): 60% of the fee	$650 a year
Major dental	12 months	Full crown, veneered (615): 60% of the fee	$600 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$600 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Physiotherapy, Osteopathy
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a year
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Physiotherapy, Chiropractic

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$650 a year
Major dental, Root canal (endodontics)
$600 a year
Also includes other services not listed
Glasses and contact lenses
$200 a year
Physiotherapy, Chiropractic, Osteopathy
$350 a year
Also includes other services not listed
Remedial massage
$200 a year

Insurer's notes (original English)

Product features

This cover includes a combined limit for physiotherapy, chiropractic and osteopathy.

Other services

This cover also includes unlimited emergency ambulance and no gap dental check-ups at select dentists. Learn more at ahm.com.au/nogap.

Frequently asked questions

How much does Black 60 pay for a scale and clean?

According to government data, Black 60 pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $650 a year.

What are the waiting periods for Black 60?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Remedial massage 2 months, Osteopathy 2 months.

Can Black 60 be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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