Extras-onlyOn sale

Black 70

A Extras-only product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 70% of the fee Scale and clean (114): 70% of the fee Fluoride (121): 70% of the fee Extraction (322): 70% of the fee	$650 a year
Major dental	12 months	Full crown, veneered (615): 70% of the fee	$600 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 70% of the fee	$600 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Physiotherapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$350 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$350 a yearShared with Physiotherapy, Osteopathy
Remedial massage	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$200 a year
Health management programs	2 months	Health management program: 70% of the fee	$200 a year
Osteopathy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$350 a yearShared with Physiotherapy, Chiropractic

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$650 a year
Major dental, Root canal (endodontics)
$600 a year
Also includes other services not listed
Glasses and contact lenses
$200 a year
Physiotherapy, Chiropractic, Osteopathy
$350 a year
Also includes other services not listed
Remedial massage
$200 a year
Health management programs
$200 a year

Insurer's notes (original English)

Product features

This cover includes a combined limit for physiotherapy, chiropractic and osteopathy. It also includes Health Improvement benefits.

Other services

This product also includes: Health Improvement Benefits including: yoga class and courses, Pilates class and courses, quit smoking, disease management association fees, Cancer Council UV products, stress management courses, preventative tests, scans and screenings, health checks, exercise classes, swimming lessons (for ages 0-17 years). Conditions and annual limits apply. Please refer to product guide for more details.

Frequently asked questions

How much does Black 70 pay for a scale and clean?

According to government data, Black 70 pays 70% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $650 a year.

What are the waiting periods for Black 70?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Remedial massage 2 months, Health management programs 2 months, Osteopathy 2 months.

Can Black 70 be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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